Cost of Living in Ste. Genevieve County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Ste. Genevieve County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Ste. Genevieve County ranks #1,187 of 3,144 counties for affordability (top 38%)
Data Story
About Cost of Living in Ste. Genevieve County, Missouri
Ste. Genevieve offers solid affordability
Ste. Genevieve County renters spend 15.2% of income on housing, matching Missouri's state average and staying comfortably within national affordability benchmarks. At $774/month, rents sit just above the state median, while the $61,310 household income provides a moderate cushion.
Mid-tier affordability statewide
Ste. Genevieve ranks near the median for Missouri counties, with a 15.2% rent-to-income ratio that edges slightly below the state average of 15.6%. This places it among the more accessible options for working families across the state.
Balanced costs in regional context
Ste. Genevieve's $774 rent aligns with St. Francois County ($786) but exceeds rural counties like Shelby and St. Clair, while home values ($215,600) are higher than most peers. The county offers a middle-ground between affordable rural areas and expensive suburbs.
Stable housing spending patterns
A Ste. Genevieve household earning $61,310 annually ($5,109/month) allocates $774 to rent or $768 to mortgage, consuming 15% of gross income—remarkably balanced. This leaves approximately $4,350 monthly for other expenses, supporting families with moderate debt and savings capacity.
Ste. Genevieve for balanced living
Ste. Genevieve County appeals to households seeking stability between rural affordability and suburban services, with housing costs that don't overwhelm mid-range incomes. If you currently spend 18-20% on housing, this county could cut that share to 15%, freeing resources for family priorities.
Cost of Living Advisory: Ste. Genevieve County
Affordability Verdict
For renters in Ste. Genevieve County, the market is affordable. Expect to pay around $774/month in gross rent, with 22.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Ste. Genevieve County is $774/month, while owner costs run $768/month. Owning saves approximately $6/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,960/year. For owner costs at the 28% rule, the required income is roughly $32,914/year. With a median household income of $61,310, most households can comfortably afford rent here. Notably, 22.0% of renter households in Ste. Genevieve County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Ste. Genevieve County sits 7% more expensive than Howell County ($722/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Ste. Genevieve County
Rent Burden
15.1%
of gross income
Max Housing (28% Rule)
$1,431
per month
Owner Cost Burden
15.0%
of gross income
The median home in Ste. Genevieve County may be a stretch
Median home value is $215,600. Estimated monthly cost: $1,721 vs. your max of $1,431.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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