Cost of Living in Washington County, Indiana

$760/mo
Median Monthly Rent
$162,400
Median Home Value

At a Glance

Median Monthly Rent
$760/mo
14% below state average
Median Home Value
$162,400
42% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Washington County Compares

Median monthly rent comparison

Washington County$760/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$760/mo
Median Gross Rent
$162,400
Median Home Value
$875/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Washington County ranks #863 of 3,144 counties for affordability (top 27%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Washington County, Indiana

Washington County offers moderate affordability

Renters spend 14.9% of their income on housing, just slightly above the sustainable 12-15% benchmark and below Indiana's state average of 15.6%. With median rent at $760 and household income of $61,358, the county provides accessible housing for working families.

Slightly better than state average

Washington County's 14.9% rent-to-income ratio edges out Indiana's state average of 15.6%, placing it in the upper-middle tier for affordability. The county's combination of low rents and modest incomes creates a balanced housing market.

Competitive with similar counties

Washington County's $760 rent is among the lowest in the peer group and matches Vermillion County's affordable profile, though higher than Wabash County's $752. The 14.9% rent-to-income ratio sits between affordability leaders and more burdened neighbors.

Modest housing costs and incomes

Median monthly rent is $760 while homeowner costs run $875 against median household income of $61,358. At 14.9% of income, housing costs remain reasonable without creating extreme budget constraints.

Washington County deserves consideration

Planning a move to Indiana? Washington County delivers below-average rents paired with a 14.9% housing burden that protects your household budget. It's a solid middle-ground choice for families seeking affordability without sacrificing local wages entirely.

Cost of Living Advisory: Washington County

Affordability Verdict

For renters in Washington County, the market is affordable. Expect to pay around $760/month in gross rent, with 26.0% of renter households considered cost-burdened.

Rent vs. Own

The median rent in Washington County is $760/month, while owner costs run $875/month. Renting saves approximately $115/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,400/year. For owner costs at the 28% rule, the required income is roughly $37,500/year. With a median household income of $61,358, most households can comfortably afford rent here. Notably, 26.0% of renter households in Washington County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Sullivan County where rent averages $813/month, Washington County is approximately 7% less expensive.

Affordability Calculator

See how your income compares to housing costs in Washington County

$

Rent Burden

14.9%

of gross income

Max Housing (28% Rule)

$1,432

per month

Owner Cost Burden

17.1%

of gross income

You can likely afford the median home in Washington County

Median home value is $162,400. Estimated monthly cost: $1,296 vs. your max of $1,432.

Rent Affordability Guide

Your rent-to-income ratio14.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,358Needed: $30,400
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,358Needed: $37,500
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,358Needed: $37,795

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Washington County, Indiana?
Washington County, Indiana has a median monthly rent of $760/mo and a median home value of $162,400. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Washington County?
The median gross rent in Washington County is $760/mo. This is 14% below state average for Indiana.
Is Washington County affordable?
Washington County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Washington County's rent compare to the state average?
Washington County's median rent of $760/mo is 14% below state average of $883/mo for Indiana.
What is the median home value in Washington County?
The median home value in Washington County, Indiana is $162,400. This is 42% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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