Cost of Living in Choctaw County, Mississippi
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Choctaw County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Choctaw County ranks #397 of 3,144 counties for affordability (top 13%)
Data Story
About Cost of Living in Choctaw County, Mississippi
Choctaw's rents beat national affordability
With a rent-to-income ratio of 16.4%, Choctaw County outperforms both Mississippi's state average (19.6%) and the national benchmark for housing affordability. A median rent of $661/month paired with a $48,321 household income creates one of the region's most favorable housing equations.
Top-tier affordability across Mississippi
Choctaw County ranks among the state's most affordable regions for renters, with its 16.4% rent-to-income ratio sitting 3.2 percentage points below Mississippi's average. This positions it as a genuine outlier in a state where many counties struggle with housing costs.
Cheapest rents in the local cluster
Choctaw's median rent of $661 undercuts Chickasaw ($702) and Covington ($639) by notable margins, making it the rental bargain among nearby counties. Homeowners here also benefit from the lowest monthly costs at $500, the best in this comparison group.
Renters and owners both win here
Rent consumes just 16.4% of the $48,321 median household income, while mortgage costs eat only 12.4%, giving both renters and homeowners breathing room. This dual affordability is rare among Mississippi counties.
Choctaw is a rare Mississippi bargain
If you're seeking genuinely affordable housing in Mississippi, Choctaw County delivers—with rents and ownership costs significantly below state averages. Test your budget here against similar-sized counties like Copiah and Covington to confirm the savings.
Cost of Living Advisory: Choctaw County
Affordability Verdict
For renters in Choctaw County, the market is affordable. Expect to pay around $661/month in gross rent, with 20.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Choctaw County is $661/month, while owner costs run $500/month. Owning saves approximately $161/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $26,440/year. For owner costs at the 28% rule, the required income is roughly $21,429/year. With a median household income of $48,321, most households can comfortably afford rent here. Notably, 20.0% of renter households in Choctaw County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Mississippi, Choctaw County is less affordable than Clay County by roughly 8% ($661/mo vs $718/mo).
Affordability Calculator
See how your income compares to housing costs in Choctaw County
Rent Burden
16.4%
of gross income
Max Housing (28% Rule)
$1,127
per month
Owner Cost Burden
12.4%
of gross income
You can likely afford the median home in Choctaw County
Median home value is $104,500. Estimated monthly cost: $834 vs. your max of $1,127.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Choctaw County, Mississippi?
What is the median rent in Choctaw County?
Is Choctaw County affordable?
How does Choctaw County's rent compare to the state average?
What is the median home value in Choctaw County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Choctaw County, Mississippi? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Choctaw County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.