Cost of Living in Choctaw County, Mississippi

$661/mo
Median Monthly Rent
$104,500
Median Home Value
15% below state averageUnaffordable

At a Glance

Median Monthly Rent
$661/mo
15% below state average
Median Home Value
$104,500
63% below national
Rent-to-Income Ratio
20.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Choctaw County Compares

Median monthly rent comparison

Choctaw County$661/mo
Mississippi Average$782/mo
National Median$1,163/mo

Detailed Housing Stats

$661/mo
Median Gross Rent
$104,500
Median Home Value
$500/mo
Monthly Owner Cost
20.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Choctaw County, Mississippi

Choctaw's rents beat national affordability

With a rent-to-income ratio of 16.4%, Choctaw County outperforms both Mississippi's state average (19.6%) and the national benchmark for housing affordability. A median rent of $661/month paired with a $48,321 household income creates one of the region's most favorable housing equations.

Top-tier affordability across Mississippi

Choctaw County ranks among the state's most affordable regions for renters, with its 16.4% rent-to-income ratio sitting 3.2 percentage points below Mississippi's average. This positions it as a genuine outlier in a state where many counties struggle with housing costs.

Cheapest rents in the local cluster

Choctaw's median rent of $661 undercuts Chickasaw ($702) and Covington ($639) by notable margins, making it the rental bargain among nearby counties. Homeowners here also benefit from the lowest monthly costs at $500, the best in this comparison group.

Renters and owners both win here

Rent consumes just 16.4% of the $48,321 median household income, while mortgage costs eat only 12.4%, giving both renters and homeowners breathing room. This dual affordability is rare among Mississippi counties.

Choctaw is a rare Mississippi bargain

If you're seeking genuinely affordable housing in Mississippi, Choctaw County delivers—with rents and ownership costs significantly below state averages. Test your budget here against similar-sized counties like Copiah and Covington to confirm the savings.

Affordability Calculator

See how your income compares to housing costs in Choctaw County

$

Rent Burden

16.4%

of gross income

Max Housing (28% Rule)

$1,127

per month

Owner Cost Burden

12.4%

of gross income

You can likely afford the median home in Choctaw County

Median home value is $104,500. Estimated monthly cost: $834 vs. your max of $1,127.

Rent Affordability Guide

Your rent-to-income ratio16.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Choctaw County, Mississippi?
Choctaw County, Mississippi has a median monthly rent of $661/mo and a median home value of $104,500. The affordability rating is Unaffordable, with rent making up approximately 20.0% of median household income.
What is the median rent in Choctaw County?
The median gross rent in Choctaw County is $661/mo. This is 15% below state average for Mississippi.
Is Choctaw County affordable?
Choctaw County is rated Unaffordable based on rent-to-income ratio of 20.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Choctaw County's rent compare to the state average?
Choctaw County's median rent of $661/mo is 15% below state average of $782/mo for Mississippi.
What is the median home value in Choctaw County?
The median home value in Choctaw County, Mississippi is $104,500. This is 63% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.