Cost of Living in Choctaw County, Mississippi
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Choctaw County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Choctaw County ranks #61 of 3,142 counties for affordability (top 2%)
Sourced county brief
Choctaw County Official GRAPI Reported at 21.9 Percent
Choctaw County's median gross rent as a percentage of household income (GRAPI) is 21.9 percent, according to official ACS B25071 data. This figure is 7.6 percentage points lower than the Mississippi unweighted county mean GRAPI of 29.5 percent. The median gross rent in the county was estimated at $638 per month, compared to a state unweighted county mean of $805. Residential owner costs include a median home value of $117,200 and median selected monthly owner costs of $510 for all owner-occupied units. The home value remains below the state unweighted county mean of $135,817. Median renter-household income in the county is $30,900, while the overall median household income is $50,919. These data points provide a static observation of housing costs and income from the 2020-2024 period. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Choctaw County
Affordability Verdict
ACS B25071 estimates median gross rent at 21.9% of renter household income in Choctaw County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $638 per month; median selected monthly owner costs are $510. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $25,520 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Mississippi unweighted mean of county median rents is $805 per month. Choctaw County's $638 median is 20.7% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Choctaw County
Rent Burden
15.0%
of gross income
Max Housing (28% Rule)
$1,188
per month
Owner Cost Burden
12.0%
of gross income
You can likely afford the median home in Choctaw County
Median home value is $117,200. Estimated monthly cost: $936 vs. your max of $1,188.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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