Cost of Living in New Madrid County, Missouri

$734/mo
Median Monthly Rent
$105,500
Median Home Value

At a Glance

Median Monthly Rent
$734/mo
4% below state average
Median Home Value
$105,500
63% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How New Madrid County Compares

Median monthly rent comparison

New Madrid County$734/mo
Missouri Average$768/mo
National Median$1,163/mo

Detailed Housing Stats

$734/mo
Median Gross Rent
$105,500
Median Home Value
$619/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

New Madrid County ranks #2,684 of 3,144 counties for affordability (bottom 15%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in New Madrid County, Missouri

New Madrid faces severe rent burden

New Madrid County renters spend 17.9% of their income on rent, well above the comfortable 12-15% national range. This strained budget leaves households with minimal resources for savings, emergencies, or other essentials.

Significantly worse than Missouri

New Madrid's rent-to-income ratio of 17.9% substantially exceeds Missouri's state average of 15.6%, placing it among the least affordable counties in the state. The 2.3-percentage-point gap signals a serious affordability challenge.

High rents strain low incomes

New Madrid's median rent of $734/month rivals nearby Mississippi ($782), while the county's median income of $49,237 is among the region's lowest. This combination creates one of the region's toughest affordability situations.

New Madrid's income-housing crisis

New Madrid County residents earn just $49,237 annually, paying $734/month in rent or $619/month for mortgages on homes valued at $105,500. For renters, nearly 18% of gross income vanishes to housing costs, severely limiting financial flexibility.

New Madrid challenges budget seekers

If affordability is your priority, New Madrid County's 17.9% rent-to-income ratio makes it a difficult choice compared to neighbors like Mercer (10.9%) or Moniteau (14.1%). Explore surrounding counties before committing to relocate here.

Cost of Living Advisory: New Madrid County

Affordability Verdict

New Madrid County offers affordable rental housing at a median of $734/month — about 17.9% of the typical household income here.

Rent vs. Own

The median rent in New Madrid County is $734/month, while owner costs run $619/month. Owning saves approximately $115/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $29,360/year. For owner costs at the 28% rule, the required income is roughly $26,529/year. With a median household income of $49,237, most households can comfortably afford rent here. Notably, 27.0% of renter households in New Madrid County are cost-burdened, spending more than 30% of income on housing.

Regional Context

New Madrid County sits 6% less expensive than Carroll County ($785/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in New Madrid County

$

Rent Burden

17.9%

of gross income

Max Housing (28% Rule)

$1,149

per month

Owner Cost Burden

15.1%

of gross income

You can likely afford the median home in New Madrid County

Median home value is $105,500. Estimated monthly cost: $842 vs. your max of $1,149.

Rent Affordability Guide

Your rent-to-income ratio17.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,237Needed: $29,360
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,237Needed: $26,529
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $49,237Needed: $24,553

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in New Madrid County, Missouri?
New Madrid County, Missouri has a median monthly rent of $734/mo and a median home value of $105,500. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in New Madrid County?
The median gross rent in New Madrid County is $734/mo. This is 4% below state average for Missouri.
Is New Madrid County affordable?
New Madrid County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does New Madrid County's rent compare to the state average?
New Madrid County's median rent of $734/mo is 4% below state average of $768/mo for Missouri.
What is the median home value in New Madrid County?
The median home value in New Madrid County, Missouri is $105,500. This is 63% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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