Cost of Living in Moniteau County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Moniteau County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Moniteau County ranks #670 of 3,144 counties for affordability (top 21%)
Data Story
About Cost of Living in Moniteau County, Missouri
Moniteau keeps rent affordable
Moniteau County renters spend 14.1% of their income on rent, squarely within the comfortable 12-15% national range. This moderate burden leaves households with reasonable money for other essential expenses.
Above average but manageable
Moniteau's rent-to-income ratio of 14.1% exceeds Missouri's state average of 15.6%, placing it in the more affordable half of Missouri counties. The county offers solid housing affordability relative to state trends.
Comparable to central Missouri peers
Moniteau's median rent of $766/month closely matches the state average of $768 and sits in the middle range among nearby counties like Miller ($724) and Montgomery ($767). The county offers balanced rental costs for the region.
Moniteau's balanced housing mix
With a median household income of $65,161—higher than most neighbors—Moniteau residents pay $766/month in rent or $818/month for mortgages on homes valued at $168,300. Housing costs consume roughly 14% of income, leaving substantial room for other priorities.
Moniteau offers solid value
If you're relocating and want moderate rents with higher incomes, Moniteau County delivers: affordable housing plus incomes averaging $65,000. The combination makes it an attractive destination for families seeking stability.
Cost of Living Advisory: Moniteau County
Affordability Verdict
Moniteau County is affordable for renters, with a median gross rent of $766/month representing approximately 14.1% of median household income. The rent burden (GRAPI) stands at 21.0%.
Rent vs. Own
Renters in Moniteau County pay $766/month on average, compared to $818/month for homeowners. This market favors renters by about 6%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $30,640/year. For owner costs at the 28% rule, the required income is roughly $35,057/year. With a median household income of $65,161, most households can comfortably afford rent here. Notably, 21.0% of renter households in Moniteau County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within Missouri, Moniteau County is less affordable than Madison County by roughly 6% ($766/mo vs $817/mo).
Affordability Calculator
See how your income compares to housing costs in Moniteau County
Rent Burden
14.1%
of gross income
Max Housing (28% Rule)
$1,520
per month
Owner Cost Burden
15.1%
of gross income
You can likely afford the median home in Moniteau County
Median home value is $168,300. Estimated monthly cost: $1,344 vs. your max of $1,520.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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