Cost of Living in Stark County, Illinois

$765/mo
Median Monthly Rent
$103,500
Median Home Value
9% below state averageUnaffordable

At a Glance

Median Monthly Rent
$765/mo
9% below state average
Median Home Value
$103,500
63% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Stark County Compares

Median monthly rent comparison

Stark County$765/mo
Illinois Average$837/mo
National Median$1,163/mo

Detailed Housing Stats

$765/mo
Median Gross Rent
$103,500
Median Home Value
$801/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Stark County, Illinois

Stark County matches national affordability

Stark County's rent-to-income ratio of 14.7% aligns perfectly with the national average, though its median income of $62,284 trails the national median by $12,471. The county achieves national-level affordability partly through lower rents of $765, compensating for below-average earnings.

Average Illinois affordability

Stark County ranks near the middle of Illinois counties for affordability, with a rent-to-income ratio of 14.7%—exactly matching the state average. Median rents of $765 run slightly below the state average, reflecting its rural character.

Reasonable costs in rural northwest Illinois

Stark's $765 rent sits between Saline ($711) and Sangamon ($954), while median home values of $103,500 reflect stable rural pricing. This positioning makes Stark a moderate option for those seeking authentic small-town living without extreme costs.

14.7% of income toward housing

Renters pay $765 monthly while homeowners pay $801, each consuming roughly 14.7% of the median $62,284 household income. This leaves Stark families with modest but meaningful discretionary income—adequate for rural households but tight for growing families.

Stark: solid small-town option

Relocating to rural Illinois with limited budget? Stark County delivers average affordability at $765 rent and $103,500 home values. Verify local employment opportunities first—rural areas require stable income to make affordability advantage meaningful.

Affordability Calculator

See how your income compares to housing costs in Stark County

$

Rent Burden

14.7%

of gross income

Max Housing (28% Rule)

$1,453

per month

Owner Cost Burden

15.4%

of gross income

You can likely afford the median home in Stark County

Median home value is $103,500. Estimated monthly cost: $826 vs. your max of $1,453.

Rent Affordability Guide

Your rent-to-income ratio14.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Stark County, Illinois?
Stark County, Illinois has a median monthly rent of $765/mo and a median home value of $103,500. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Stark County?
The median gross rent in Stark County is $765/mo. This is 9% below state average for Illinois.
Is Stark County affordable?
Stark County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Stark County's rent compare to the state average?
Stark County's median rent of $765/mo is 9% below state average of $837/mo for Illinois.
What is the median home value in Stark County?
The median home value in Stark County, Illinois is $103,500. This is 63% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.