Cost of Living in Holt County, Missouri

$702/mo
Median Monthly Rent
$122,300
Median Home Value
9% below state averageUnaffordable

At a Glance

Median Monthly Rent
$702/mo
9% below state average
Median Home Value
$122,300
57% below national
Rent-to-Income Ratio
18.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Holt County Compares

Median monthly rent comparison

Holt County$702/mo
Missouri Average$768/mo
National Median$1,163/mo

Detailed Housing Stats

$702/mo
Median Gross Rent
$122,300
Median Home Value
$628/mo
Monthly Owner Cost
18.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Holt County, Missouri

Holt's rent burden stays manageable

Holt County's rent-to-income ratio of 14.4% ranks among Missouri's most affordable, outpacing the national affordability baseline. Renters here dedicate roughly $702 monthly from a median income of $58,516, leaving room for savings and other expenses.

Best affordability in the region

At 14.4%, Holt County beats Missouri's state average of 15.6%, earning a spot among the state's most livable counties for renters. Median rents of $702 align closely with state trends while incomes run above the regional norm.

The affordability leader locally

Holt County's 14.4% rent ratio edges past Harrison (15.0%), Henry (15.7%), and significantly outpaces Hickory (23.9%). Its combination of reasonable rents ($702) and solid median income ($58,516) makes it a standout choice in the immediate region.

Strong income supports housing

Renters spend $702 monthly while owners invest $628 against a healthy median household income of $58,516. This balance means renters dedicate 14.4% of earnings to housing, while owners commit just 12.9%—both well within comfortable ranges.

Holt delivers rare affordability wins

If you're relocating to find where your paycheck stretches furthest, Holt County offers the regional sweet spot of reasonable rents, solid incomes, and strong affordability metrics. Your housing costs won't squeeze other priorities, making it ideal for families or savers seeking financial stability.

Affordability Calculator

See how your income compares to housing costs in Holt County

$

Rent Burden

14.4%

of gross income

Max Housing (28% Rule)

$1,365

per month

Owner Cost Burden

12.9%

of gross income

You can likely afford the median home in Holt County

Median home value is $122,300. Estimated monthly cost: $976 vs. your max of $1,365.

Rent Affordability Guide

Your rent-to-income ratio14.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Holt County, Missouri?
Holt County, Missouri has a median monthly rent of $702/mo and a median home value of $122,300. The affordability rating is Unaffordable, with rent making up approximately 18.0% of median household income.
What is the median rent in Holt County?
The median gross rent in Holt County is $702/mo. This is 9% below state average for Missouri.
Is Holt County affordable?
Holt County is rated Unaffordable based on rent-to-income ratio of 18.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Holt County's rent compare to the state average?
Holt County's median rent of $702/mo is 9% below state average of $768/mo for Missouri.
What is the median home value in Holt County?
The median home value in Holt County, Missouri is $122,300. This is 57% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.