Cost of Living in Holt County, Missouri
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Holt County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Holt County ranks #820 of 3,144 counties for affordability (top 26%)
Data Story
About Cost of Living in Holt County, Missouri
Holt's rent burden stays manageable
Holt County's rent-to-income ratio of 14.4% ranks among Missouri's most affordable, outpacing the national affordability baseline. Renters here dedicate roughly $702 monthly from a median income of $58,516, leaving room for savings and other expenses.
Best affordability in the region
At 14.4%, Holt County beats Missouri's state average of 15.6%, earning a spot among the state's most livable counties for renters. Median rents of $702 align closely with state trends while incomes run above the regional norm.
The affordability leader locally
Holt County's 14.4% rent ratio edges past Harrison (15.0%), Henry (15.7%), and significantly outpaces Hickory (23.9%). Its combination of reasonable rents ($702) and solid median income ($58,516) makes it a standout choice in the immediate region.
Strong income supports housing
Renters spend $702 monthly while owners invest $628 against a healthy median household income of $58,516. This balance means renters dedicate 14.4% of earnings to housing, while owners commit just 12.9%—both well within comfortable ranges.
Holt delivers rare affordability wins
If you're relocating to find where your paycheck stretches furthest, Holt County offers the regional sweet spot of reasonable rents, solid incomes, and strong affordability metrics. Your housing costs won't squeeze other priorities, making it ideal for families or savers seeking financial stability.
Cost of Living Advisory: Holt County
Affordability Verdict
For renters in Holt County, the market is affordable. Expect to pay around $702/month in gross rent, with 18.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Holt County is $702/month, while owner costs run $628/month. Owning saves approximately $74/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,080/year. For owner costs at the 28% rule, the required income is roughly $26,914/year. With a median household income of $58,516, most households can comfortably afford rent here. Notably, 18.0% of renter households in Holt County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Holt County sits 8% more expensive than Dade County ($650/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Holt County
Rent Burden
14.4%
of gross income
Max Housing (28% Rule)
$1,365
per month
Owner Cost Burden
12.9%
of gross income
You can likely afford the median home in Holt County
Median home value is $122,300. Estimated monthly cost: $976 vs. your max of $1,365.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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