Cost of Living in Boone County, Missouri

$1,060/mo
Median Monthly Rent
$254,100
Median Home Value
38% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,060/mo
38% above state average
Median Home Value
$254,100
10% below national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Boone County Compares

Median monthly rent comparison

Boone County$1,060/mo
Missouri Average$768/mo
National Median$1,163/mo

Detailed Housing Stats

$1,060/mo
Median Gross Rent
$254,100
Median Home Value
$1,156/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Boone County, Missouri

College town premium: Boone's housing squeeze

Boone County residents spend 18.2% of income on rent—well above the national standard and significantly higher than the state average of 15.6%. While median household income of $69,913 is competitive, the $1,060 monthly rent reflects demand from the University of Missouri, creating affordability pressure.

Least affordable county in Missouri sample

Among these eight counties, Boone County suffers the worst affordability crisis with an 18.2% rent-to-income ratio. This reflects a college-town dynamic where student and academic demand pushes housing costs above state norms.

College towns cost more

Boone County's $1,060 monthly rent dwarfs nearby Callaway ($850) and Caldwell ($628), making it the priciest in the region by a significant margin. The 18.2% rent burden here exceeds every comparable county in this analysis.

University pull stretches budgets

Boone County households earn $69,913 annually but allocate 18.2% to rent ($1,060) or face ownership costs of $1,156 monthly with median home values at $254,100. This is the costliest housing market in the group, driven by institutional demand.

Budget for Boone County premium

Relocating to Boone County means accepting the state's tightest housing market; renters here spend 18.2% of income versus 14.2% in Bollinger County. If affordability is your priority, look south or east to Callaway, Cape Girardeau, or Caldwell instead.

Affordability Calculator

See how your income compares to housing costs in Boone County

$

Rent Burden

18.2%

of gross income

Max Housing (28% Rule)

$1,631

per month

Owner Cost Burden

19.8%

of gross income

The median home in Boone County may be a stretch

Median home value is $254,100. Estimated monthly cost: $2,029 vs. your max of $1,631.

Rent Affordability Guide

Your rent-to-income ratio18.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Boone County, Missouri?
Boone County, Missouri has a median monthly rent of $1,060/mo and a median home value of $254,100. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Boone County?
The median gross rent in Boone County is $1,060/mo. This is 38% above state average for Missouri.
Is Boone County affordable?
Boone County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Boone County's rent compare to the state average?
Boone County's median rent of $1,060/mo is 38% above state average of $768/mo for Missouri.
What is the median home value in Boone County?
The median home value in Boone County, Missouri is $254,100. This is 10% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.