CostBy County

Cost of Living in Boone County, Missouri

$1,088/mo
Median Monthly Rent
$272,800
Median Home Value

At a Glance

Median Monthly Rent
$1,088/mo
39% above state average
Median Home Value
$272,800
18% below national
Census GRAPI
29.5%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Boone County Compares

Median monthly rent comparison

Boone County$1,088/mo
Missouri Average$783/mo
National Median$1,413/mo

Detailed Housing Stats

$1,088/mo
Median Gross Rent
$272,800
Median Home Value
$1,181/mo
Monthly Owner Cost
29.5%
Census GRAPI

National Ranking

Affordability Rank

Boone County ranks #2,487 of 3,142 counties for affordability (bottom 21%)

Most AffordableLeast Affordable

Sourced county brief

Boone County Median Gross Rent Reaches $1,088 Per Month

Median gross rent in Boone County was estimated at $1,088 per month during the 2020-2024 period, which is $305 higher than the Missouri unweighted county mean of $783. The official Gross Rent as a Percentage of Household Income (GRAPI) was 29.5%, exceeding the state unweighted county mean of 25.9% by 3.6 percentage points. The median home value in Boone County was $272,800, while the state unweighted county mean was $175,712. Median selected monthly owner costs for all owner-occupied units were $1,181 per month, which is above the state unweighted county mean of $803. Renter households in the county had a median income of $42,254. All provided statistics are sourced from the American Community Survey 5-Year Estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Boone County

Affordability Verdict

ACS B25071 estimates median gross rent at 29.5% of renter household income in Boone County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,088 per month; median selected monthly owner costs are $1,181. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $43,520 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Missouri unweighted mean of county median rents is $783 per month. Boone County's $1,088 median is 39.0% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Boone County

$

Rent Burden

17.9%

of gross income

Max Housing (28% Rule)

$1,698

per month

Owner Cost Burden

19.5%

of gross income

The median home in Boone County may be a stretch

Median home value is $272,800. Estimated monthly cost: $2,178 vs. your max of $1,698.

Rent Affordability Guide

Your entered rent as a share of entered income17.9%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,758Needed: $43,520
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,758Needed: $50,614
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $72,758Needed: $63,488

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Boone County, Missouri?
Boone County, Missouri has a median monthly rent of $1,088/mo and a median home value of $272,800. The affordability rating is Affordable, with median gross rent equal to approximately 29.5% of renter household income.
What is the median rent in Boone County?
The median gross rent in Boone County is $1,088/mo. This is 39% above state average for Missouri.
Is Boone County affordable?
Boone County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 29.5%. Median gross rent is under 30% of renter household income.
How does Boone County's rent compare to the state average?
Boone County's median rent of $1,088/mo is 39% above state average of $783/mo for Missouri.
What is the median home value in Boone County?
The median home value in Boone County, Missouri is $272,800. This is 18% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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