Cost of Living in Monroe County, Mississippi

$721/mo
Median Monthly Rent
$115,200
Median Home Value
8% below state averageUnaffordable

At a Glance

Median Monthly Rent
$721/mo
8% below state average
Median Home Value
$115,200
59% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Monroe County Compares

Median monthly rent comparison

Monroe County$721/mo
Mississippi Average$782/mo
National Median$1,163/mo

Detailed Housing Stats

$721/mo
Median Gross Rent
$115,200
Median Home Value
$637/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Monroe County, Mississippi

Monroe County hits affordability sweet spot

Monroe County renters spend 16.9% of income on rent, just above the national 16% benchmark and well below Mississippi's 19.6% state average. At $721 monthly on a $51,231 median income, Monroe delivers solid affordability without sacrifice.

Top tier of Mississippi affordability

Monroe County's 16.9% rent-to-income ratio ranks among Mississippi's most affordable, beaten only by Lee ($16.6%) and Madison ($16.7%). This performance is remarkable given that Monroe's median income trails both those counties, showing that conservative rents here do real work.

Lowest rents, solid wage foundation

Monroe's $721 rent ranks among the region's cheapest, yet the $51,231 median income is respectable—higher than Marion ($42,320) and Leflore ($33,188). This combination delivers the region's best bang-for-buck housing.

Renters prosper; homeowners thrive

Renters pay $721 monthly (16.9% of income), while homeowners commit just $637 monthly on properties valued at $115,200—representing only 14.9% of income. Monroe offers the region's best homeownership value relative to wages, beating even Lincoln County.

Monroe delivers real affordability gains

If you're relocating and prioritize keeping housing costs below 17% of income, Monroe County excels: cheap rents, affordable homes, and modest wages that still stretch your dollar. Compare your current burden—if you're paying more than 18%, Monroe offers measurable relief.

Affordability Calculator

See how your income compares to housing costs in Monroe County

$

Rent Burden

16.9%

of gross income

Max Housing (28% Rule)

$1,195

per month

Owner Cost Burden

14.9%

of gross income

You can likely afford the median home in Monroe County

Median home value is $115,200. Estimated monthly cost: $920 vs. your max of $1,195.

Rent Affordability Guide

Your rent-to-income ratio16.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Monroe County, Mississippi?
Monroe County, Mississippi has a median monthly rent of $721/mo and a median home value of $115,200. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Monroe County?
The median gross rent in Monroe County is $721/mo. This is 8% below state average for Mississippi.
Is Monroe County affordable?
Monroe County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Monroe County's rent compare to the state average?
Monroe County's median rent of $721/mo is 8% below state average of $782/mo for Mississippi.
What is the median home value in Monroe County?
The median home value in Monroe County, Mississippi is $115,200. This is 59% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.