Cost of Living in Lamar County, Mississippi

$1,061/mo
Median Monthly Rent
$218,700
Median Home Value

At a Glance

Median Monthly Rent
$1,061/mo
36% above state average
Median Home Value
$218,700
22% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Lamar County Compares

Median monthly rent comparison

Lamar County$1,061/mo
Mississippi Average$782/mo
National Median$1,163/mo

Detailed Housing Stats

$1,061/mo
Median Gross Rent
$218,700
Median Home Value
$1,031/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Lamar County ranks #1,833 of 3,144 counties for affordability (bottom 42%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Lamar County, Mississippi

Strongest incomes support higher housing costs

Lamar County's 18.4% rent-to-income ratio is the lowest among these eight counties, reflecting the highest median household income of $69,106. This near-national-average income ($74,755 nationally) means housing—though pricier at $1,061 monthly rent and $218,700 home values—remains comfortably affordable.

Best affordability despite highest prices

Lamar County combines the lowest rent-to-income ratio (18.4%) with the second-highest median income ($69,106) in this dataset, making it Mississippi's most affordable market for those who can afford to live here. The county's economic strength, reflected in $1,061 median rent and $218,700 median home values, outpaces the state average.

Pricier housing reflects economic strength

Lamar County renters pay $1,061 monthly and homebuyers face $218,700 median prices—second-highest in this set after Lafayette County. However, the county's robust $69,106 median income means residents shoulder these costs more easily than neighbors in lower-income counties like Jefferson Davis or Lawrence.

Highest income cushions housing expenses

The typical Lamar County renter spends $1,061 of a $5,759 monthly income on housing, consuming just 18.4% of earnings—the best ratio here. Homeowners investing $1,031 monthly represent an equally manageable 17.9%, demonstrating that strong local incomes make even premium housing affordable.

Premium pay justifies premium housing

Lamar County offers Mississippi's best affordability despite higher housing costs, signaling a robust local economy and stronger job market. If you're relocating to Mississippi and earning above-average income, Lamar County's economic resilience and housing accessibility make it worth serious consideration.

Cost of Living Advisory: Lamar County

Affordability Verdict

Lamar County offers affordable rental housing at a median of $1,061/month — about 18.4% of the typical household income here.

Rent vs. Own

Renters in Lamar County pay $1,061/month on average, compared to $1,031/month for homeowners. This market favors buyers by about 3%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $42,440/year. For owner costs at the 28% rule, the required income is roughly $44,186/year. With a median household income of $69,106, most households can comfortably afford rent here. Notably, 28.0% of renter households in Lamar County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Hancock County where rent averages $999/month, Lamar County is approximately 6% more expensive.

Affordability Calculator

See how your income compares to housing costs in Lamar County

$

Rent Burden

18.4%

of gross income

Max Housing (28% Rule)

$1,612

per month

Owner Cost Burden

17.9%

of gross income

The median home in Lamar County may be a stretch

Median home value is $218,700. Estimated monthly cost: $1,746 vs. your max of $1,612.

Rent Affordability Guide

Your rent-to-income ratio18.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $69,106Needed: $42,440
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $69,106Needed: $44,186
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $69,106Needed: $50,897

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Lamar County, Mississippi?
Lamar County, Mississippi has a median monthly rent of $1,061/mo and a median home value of $218,700. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Lamar County?
The median gross rent in Lamar County is $1,061/mo. This is 36% above state average for Mississippi.
Is Lamar County affordable?
Lamar County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Lamar County's rent compare to the state average?
Lamar County's median rent of $1,061/mo is 36% above state average of $782/mo for Mississippi.
What is the median home value in Lamar County?
The median home value in Lamar County, Mississippi is $218,700. This is 22% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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