CostBy County

Cost of Living in DeSoto County, Mississippi

$1,451/mo
Median Monthly Rent
$269,600
Median Home Value

At a Glance

Median Monthly Rent
$1,451/mo
80% above state average
Median Home Value
$269,600
19% below national
Census GRAPI
30.9%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How DeSoto County Compares

Median monthly rent comparison

DeSoto County$1,451/mo
Mississippi Average$805/mo
National Median$1,413/mo

Detailed Housing Stats

$1,451/mo
Median Gross Rent
$269,600
Median Home Value
$1,342/mo
Monthly Owner Cost
30.9%
Census GRAPI

National Ranking

Affordability Rank

DeSoto County ranks #2,791 of 3,142 counties for affordability (bottom 11%)

Most AffordableLeast Affordable

Sourced county brief

DeSoto County Median Gross Rent Reaches 1,451 Dollars per Month

DeSoto County recorded a median gross rent of $1,451 per month, which is $646 above the Mississippi unweighted county mean of $805. According to the U.S. Census Bureau ACS 2020-2024 5-Year Estimates, the official B25071 median gross rent as a percentage of household income (GRAPI) was estimated at 30.9%. This official GRAPI value is 1.4 percentage points higher than the state unweighted county mean of 29.5%. In the owner-occupied sector, the median home value was $269,600, compared to a state unweighted county mean of $135,817, while median selected monthly owner costs were $1,342 per month. The median income for renter households in the county was estimated at $51,436. All figures are based on the five-year survey period ending in 2024. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: DeSoto County

Affordability Verdict

ACS B25071 estimates median gross rent at 30.9% of renter household income in DeSoto County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,451 per month; median selected monthly owner costs are $1,342. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $58,040 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Mississippi unweighted mean of county median rents is $805 per month. DeSoto County's $1,451 median is 80.3% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in DeSoto County

$

Rent Burden

20.4%

of gross income

Max Housing (28% Rule)

$1,990

per month

Owner Cost Burden

18.9%

of gross income

The median home in DeSoto County may be a stretch

Median home value is $269,600. Estimated monthly cost: $2,152 vs. your max of $1,990.

Rent Affordability Guide

Your entered rent as a share of entered income20.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $85,297Needed: $58,040
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $85,297Needed: $57,514
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $85,297Needed: $62,743

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in DeSoto County, Mississippi?
DeSoto County, Mississippi has a median monthly rent of $1,451/mo and a median home value of $269,600. The affordability rating is Stretched, with median gross rent equal to approximately 30.9% of renter household income.
What is the median rent in DeSoto County?
The median gross rent in DeSoto County is $1,451/mo. This is 80% above state average for Mississippi.
Is DeSoto County affordable?
DeSoto County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 30.9%. Median gross rent is 30–50% of renter household income.
How does DeSoto County's rent compare to the state average?
DeSoto County's median rent of $1,451/mo is 80% above state average of $805/mo for Mississippi.
What is the median home value in DeSoto County?
The median home value in DeSoto County, Mississippi is $269,600. This is 19% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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