Cost of Living in Copiah County, Mississippi

$682/mo
Median Monthly Rent
$105,600
Median Home Value

At a Glance

Median Monthly Rent
$682/mo
13% below state average
Median Home Value
$105,600
63% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Copiah County Compares

Median monthly rent comparison

Copiah County$682/mo
Mississippi Average$782/mo
National Median$1,163/mo

Detailed Housing Stats

$682/mo
Median Gross Rent
$105,600
Median Home Value
$502/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Copiah County ranks #1,085 of 3,144 counties for affordability (top 35%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Copiah County, Mississippi

Copiah offers solid affordable-housing ground

With a rent-to-income ratio of 17.1%, Copiah County sits well below Mississippi's 19.6% state average and represents one of the region's better housing values. The $47,994 median household income combined with $682 median rent creates a genuinely workable equation for residents.

Upper tier for Mississippi affordability

Copiah County's 17.1% rent-to-income ratio ranks it among the more affordable counties statewide, trailing only Choctaw and Covington in this comparison group. This positions it as a genuine bright spot for budget-conscious Mississippians.

Competitive rents, solid income levels

Copiah's $682 median rent is the second-lowest in the region (behind Covington's $639), yet its $47,994 median income exceeds most neighbors, creating favorable affordability dynamics. Homeowners also benefit from the low $502 monthly cost.

Balanced burden across renter and owner

Renters spend 17.1% of the $47,994 income on $682 rent, while homeowners spend just 12.6% on $502 monthly costs—both figures well below state and regional norms. This dual affordability creates flexibility for residents.

Copiah delivers affordable living stability

If you're relocating to Mississippi seeking genuine affordability without severe income constraints, Copiah County ranks among the safest bets. Compare its balanced renter-and-owner costs against similar Choctaw and Covington counties to finalize your decision.

Cost of Living Advisory: Copiah County

Affordability Verdict

For renters in Copiah County, the market is affordable. Expect to pay around $682/month in gross rent, with 27.0% of renter households considered cost-burdened.

Rent vs. Own

The median rent in Copiah County is $682/month, while owner costs run $502/month. Owning saves approximately $180/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,280/year. For owner costs at the 28% rule, the required income is roughly $21,514/year. With a median household income of $47,994, most households can comfortably afford rent here. Notably, 27.0% of renter households in Copiah County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Compared to Sharkey County where rent averages $622/month, Copiah County is approximately 10% more expensive.

Affordability Calculator

See how your income compares to housing costs in Copiah County

$

Rent Burden

17.1%

of gross income

Max Housing (28% Rule)

$1,120

per month

Owner Cost Burden

12.6%

of gross income

You can likely afford the median home in Copiah County

Median home value is $105,600. Estimated monthly cost: $843 vs. your max of $1,120.

Rent Affordability Guide

Your rent-to-income ratio17.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,994Needed: $27,280
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,994Needed: $21,514
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $47,994Needed: $24,576

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Copiah County, Mississippi?
Copiah County, Mississippi has a median monthly rent of $682/mo and a median home value of $105,600. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Copiah County?
The median gross rent in Copiah County is $682/mo. This is 13% below state average for Mississippi.
Is Copiah County affordable?
Copiah County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Copiah County's rent compare to the state average?
Copiah County's median rent of $682/mo is 13% below state average of $782/mo for Mississippi.
What is the median home value in Copiah County?
The median home value in Copiah County, Mississippi is $105,600. This is 63% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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