Cost of Living in Adams County, Mississippi
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Adams County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Adams County ranks #853 of 3,144 counties for affordability (top 27%)
Data Story
About Cost of Living in Adams County, Mississippi
Adams rents squeeze harder than nation
Residents here spend 21.5% of income on rent, compared to the national average of roughly 28-30% for renters overall—but Adams' median household income of $40,250 is nearly half the national median of $74,755. That means housing costs hit deeper into already-stretched budgets in this county.
Above-average burden in Mississippi
At 21.5%, Adams County's rent-to-income ratio exceeds Mississippi's average of 19.6%, ranking it among the less affordable counties statewide. Median rent of $720 runs below the state average of $782, but incomes are lower too—leaving residents with less cushion.
How Adams stacks against neighbors
Adams County's $720 rent falls between Alcorn County's $728 and Amite County's $689, but Adams' income advantage over Amite ($40,250 vs. $35,385) makes it slightly more manageable. Both are tougher than Attala County, where a $774 rent eats just 19.3% of income thanks to higher median earnings of $48,098.
Where Adams dollars go
Renters pay $720 monthly while homeowners average $509, and both groups navigate a median household income of $40,250—or $3,354 monthly. This leaves renters about $185 per month after housing, and homeowners $309, before other essentials like utilities and food.
Considering Adams County?
If you're eyeing a move, Adams offers lower ownership costs ($509/month) than many neighbors and modest median home values of $106,300. Compare these numbers against Alcorn County ($665 monthly owner cost) or Carroll County ($621 rent with stronger median income of $55,275) to find your best fit.
Cost of Living Advisory: Adams County
Affordability Verdict
Adams County offers affordable rental housing at a median of $720/month — about 21.5% of the typical household income here.
Rent vs. Own
At $720/month rent versus $509/month in owner costs, owning is roughly $211/month cheaper — a 29% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,800/year. For owner costs at the 28% rule, the required income is roughly $21,814/year. With a median household income of $40,250, most households can comfortably afford rent here. Notably, 28.0% of renter households in Adams County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Adams County sits 7% less expensive than Attala County ($774/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Adams County
Rent Burden
21.5%
of gross income
Max Housing (28% Rule)
$939
per month
Owner Cost Burden
15.2%
of gross income
You can likely afford the median home in Adams County
Median home value is $106,300. Estimated monthly cost: $849 vs. your max of $939.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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