Cost of Living in Graham County, Kansas

$726/mo
Median Monthly Rent
$88,800
Median Home Value
8% below state averageUnaffordable

At a Glance

Median Monthly Rent
$726/mo
8% below state average
Median Home Value
$88,800
68% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Graham County Compares

Median monthly rent comparison

Graham County$726/mo
Kansas Average$787/mo
National Median$1,163/mo

Detailed Housing Stats

$726/mo
Median Gross Rent
$88,800
Median Home Value
$718/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Graham County, Kansas

Graham rents stretch paychecks

Renters in Graham County spend 16.5% of their income on housing, exceeding the national comfort zone of 12-14%. This means a typical household earning $52,909 annually allocates nearly $9,600 per year to rent alone, compared to the national average of $74,755.

Below Kansas affordability standards

Graham County's 16.5% rent-to-income ratio ranks it in the less affordable half of Kansas counties, sitting above the state average of 14.7%. At $726 monthly rent—$61 below the state median—the real squeeze comes from lower incomes that don't align with typical state earnings.

Tighter budgets than nearby counties

Graham's $726 rent is competitive with Harper ($693) and Grant ($696) counties, but Graham residents have $19,575 less in median household income than Grant County ($72,484). Greenwood County offers similar rent ($710) with slightly higher income ($58,276), making it marginally more affordable for renters.

Renting cheaper than owning locally

Monthly rent ($726) and homeowner costs ($718) are nearly identical in Graham County, but renters win on income proportion—16.5% versus an implied higher percentage for owners. Median homes valued at $88,800 suggest affordable entry points, yet the median household income of $52,909 remains the limiting factor across both markets.

Shop around within the region

If you're weighing Graham County against neighbors, compare your income to the 16.5% rent threshold—it may favor Grant or Gray counties if your salary edges higher. Both renting and owning remain modestly priced here, but maximizing income opportunities might tip the affordability balance in your favor.

Affordability Calculator

See how your income compares to housing costs in Graham County

$

Rent Burden

16.5%

of gross income

Max Housing (28% Rule)

$1,235

per month

Owner Cost Burden

16.3%

of gross income

You can likely afford the median home in Graham County

Median home value is $88,800. Estimated monthly cost: $709 vs. your max of $1,235.

Rent Affordability Guide

Your rent-to-income ratio16.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Graham County, Kansas?
Graham County, Kansas has a median monthly rent of $726/mo and a median home value of $88,800. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Graham County?
The median gross rent in Graham County is $726/mo. This is 8% below state average for Kansas.
Is Graham County affordable?
Graham County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Graham County's rent compare to the state average?
Graham County's median rent of $726/mo is 8% below state average of $787/mo for Kansas.
What is the median home value in Graham County?
The median home value in Graham County, Kansas is $88,800. This is 68% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.