Cost of Living in Chippewa County, Minnesota
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Chippewa County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Chippewa County ranks #1,843 of 3,142 counties for affordability (bottom 41%)
Sourced county brief
Chippewa County Median Gross Rent Estimated at $869 Monthly
Median gross rent in Chippewa County, Minnesota, was estimated at $869 per month, which is $69 below the Minnesota unweighted county mean of $938. The median home value for the county was $156,100, while the state unweighted county mean was $238,336. For renter-occupied households, the median renter-household income was $33,813. The official median gross rent as a percentage of household income (GRAPI) was 26.6%, according to ACS table B25071. This official rentBurdenGrapiPct is 0.7 percentage points below the Minnesota unweighted county mean of 27.3%. For owner-occupied properties, the median selected monthly owner costs for all units were $969, compared to the state unweighted county mean of $1,116. These data points provide a snapshot from the U.S. Census Bureau ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Chippewa County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.6% of renter household income in Chippewa County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $869 per month; median selected monthly owner costs are $969. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $34,760 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Minnesota unweighted mean of county median rents is $938 per month. Chippewa County's $869 median is 7.4% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Chippewa County
Rent Burden
14.6%
of gross income
Max Housing (28% Rule)
$1,667
per month
Owner Cost Burden
16.3%
of gross income
You can likely afford the median home in Chippewa County
Median home value is $156,100. Estimated monthly cost: $1,246 vs. your max of $1,667.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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