Cost of Living in Chippewa County, Minnesota

$846/mo

Median Monthly Rent

$149,000

Median Home Value

8% below state averageUnaffordable

At a Glance

Median Monthly Rent

$846/mo

8% below state average

Median Home Value

$149,000

47% below national

Rent-to-Income Ratio

27.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Chippewa County Compares

Median monthly rent comparison

Chippewa County$846/mo

Minnesota Average$915/mo

National Median$1,163/mo

Detailed Housing Stats

$846/mo

Median Gross Rent

$149,000

Median Home Value

$936/mo

Monthly Owner Cost

27.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Chippewa County, Minnesota

Chippewa delivers genuine affordability

Chippewa County residents spend just 14.7% of their $69,192 income on rent—nearly matching the national standard of 14.5%—while paying only $846 monthly. This exceptional value proposition holds despite below-national median incomes.

Minnesota's most affordable option here

Chippewa County's median rent of $846 is the lowest among these eight counties, and its 14.7% rent-to-income ratio sits virtually at the state average. The county punches above its weight in affordability despite modest local incomes.

Chippewa undercuts every comparable county

Chippewa's $846 rent beats Clearwater ($740) in absolute cost, but Clearwater residents enjoy a 13.7% ratio. Carlton ($967), Clay ($1,000), and all more urban neighbors charge substantially more, making Chippewa among the region's most economical.

Balanced housing burden on modest wages

With $846 rent and $936 monthly owner costs against a $69,192 income, Chippewa residents allocate roughly 15-16% to housing. Both renters and buyers find reasonable proportions, though incomes remain the county's constraint.

Chippewa is the budget-friendly choice

If housing affordability is your priority and you can adapt to a smaller job market and rural character, Chippewa County delivers the best rent-to-income ratio in this group. Your housing dollar stretches furthest here, freeing budget for other priorities.

Affordability Calculator

See how your income compares to housing costs in Chippewa County

Your Annual Household Income

Rent Burden

14.7%

of gross income

Max Housing (28% Rule)

$1,614

per month

Owner Cost Burden

16.2%

of gross income

You can likely afford the median home in Chippewa County

Median home value is $149,000. Estimated monthly cost: $1,190 vs. your max of $1,614.

Rent Affordability Guide

Your rent-to-income ratio14.7%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Chippewa County, Minnesota?

Chippewa County, Minnesota has a median monthly rent of $846/mo and a median home value of $149,000. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.

What is the median rent in Chippewa County?

The median gross rent in Chippewa County is $846/mo. This is 8% below state average for Minnesota.

Is Chippewa County affordable?

Chippewa County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Chippewa County's rent compare to the state average?

Chippewa County's median rent of $846/mo is 8% below state average of $915/mo for Minnesota.

What is the median home value in Chippewa County?

The median home value in Chippewa County, Minnesota is $149,000. This is 47% below the national median home value of $281,900.