Cost of Living in Iosco County, Michigan

$659/mo
Median Monthly Rent
$122,900
Median Home Value
25% below state averageUnaffordable

At a Glance

Median Monthly Rent
$659/mo
25% below state average
Median Home Value
$122,900
56% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Iosco County Compares

Median monthly rent comparison

Iosco County$659/mo
Michigan Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$659/mo
Median Gross Rent
$122,900
Median Home Value
$629/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Iosco County, Michigan

Iosco's low rent masks affordability challenges

At 16.6%, Iosco County's rent-to-income ratio sits just above Michigan's state average of 16.3%, despite having a median rent of only $659—24% below the state median. The challenge is Iosco's median household income of $47,777, which is 36% lower than the national median of $74,755, making the percentage burden steeper than raw rent numbers suggest.

Iosco's low incomes offset low rents

While Iosco County ranks favorably on rent-to-income ratio at 16.6%, its median household income of $47,777 ranks among Michigan's lowest, placing significant downward pressure on overall household financial stability. The county's affordability advantage evaporates when measured by absolute dollars available after housing.

Iosco rents are cheap, but so are incomes

Iosco's $659 median rent is the lowest among its peers, undercutting Ionia ($840), Jackson ($958), and Kalamazoo ($1,049) substantially. However, with a median income 18% below Ionia County ($73,436), Iosco residents have fewer resources for non-housing expenses despite cheaper rent.

Limited income stretches thin despite cheap rent

At $659 monthly rent on a $47,777 annual income, Iosco renters spend roughly $7,908 yearly on housing—16.6% of gross income, but against an already constrained budget. Owner-occupants pay $629 monthly with median home values of $122,900, offering the lowest homeownership costs in the region but requiring stronger savings discipline given lower incomes.

Iosco suits remote workers with low expenses

If you work remotely or telecommute and earn at or above state-average income, Iosco County's $659 rents and $122,900 home values are exceptional bargains for your dollar. However, if you're seeking local employment, the county's median income of $47,777 signals a limited job market—make sure your income will travel with you.

Affordability Calculator

See how your income compares to housing costs in Iosco County

$

Rent Burden

16.6%

of gross income

Max Housing (28% Rule)

$1,115

per month

Owner Cost Burden

15.8%

of gross income

You can likely afford the median home in Iosco County

Median home value is $122,900. Estimated monthly cost: $981 vs. your max of $1,115.

Rent Affordability Guide

Your rent-to-income ratio16.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Iosco County, Michigan?
Iosco County, Michigan has a median monthly rent of $659/mo and a median home value of $122,900. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Iosco County?
The median gross rent in Iosco County is $659/mo. This is 25% below state average for Michigan.
Is Iosco County affordable?
Iosco County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Iosco County's rent compare to the state average?
Iosco County's median rent of $659/mo is 25% below state average of $873/mo for Michigan.
What is the median home value in Iosco County?
The median home value in Iosco County, Michigan is $122,900. This is 56% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.