Cost of Living in Delta County, Michigan
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Delta County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Delta County ranks #707 of 3,142 counties for affordability (top 23%)
Sourced county brief
Delta County Rent Burden Lower Than Michigan Unweighted Mean
Delta County’s official rent burden (GRAPI) is 26.9%, a figure that is 2.0 percentage points lower than the Michigan unweighted county mean of 28.9%. The median gross rent is $692 per month, which is $214 less than the statewide unweighted county mean of $906. Among homeowners, the median selected monthly owner cost is $776, compared to the Michigan unweighted county mean of $918. The median home value in the county was estimated at $157,100, trailing the state unweighted county mean of $197,293. Median renter-household income is $27,433. These metrics provide an overview of the housing landscape as recorded by the U.S. Census Bureau for the 2020-2024 period. The primary affordability metric used is the official GRAPI from ACS table B25071. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Delta County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.9% of renter household income in Delta County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $692 per month; median selected monthly owner costs are $776. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $27,680 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Michigan unweighted mean of county median rents is $906 per month. Delta County's $692 median is 23.6% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Delta County
Rent Burden
14.4%
of gross income
Max Housing (28% Rule)
$1,349
per month
Owner Cost Burden
16.1%
of gross income
You can likely afford the median home in Delta County
Median home value is $157,100. Estimated monthly cost: $1,254 vs. your max of $1,349.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Delta County, Michigan?
What is the median rent in Delta County?
Is Delta County affordable?
How does Delta County's rent compare to the state average?
What is the median home value in Delta County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Delta County, Michigan? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Delta County
Whether you're buying in Delta County, Michigan, or refinancing, compare rates from top lenders using the terms each lender provides.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.