Cost of Living in Napa County, California
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Napa County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Napa County ranks #3,116 of 3,142 counties for affordability (bottom 1%)
Sourced county brief
Napa County Monthly Owner Costs Above California Unweighted County Mean
Median selected monthly owner cost for all owner-occupied units in Napa County is $2,359. This value is $478 higher than the California unweighted county mean of $1,881. The median home value in the county was $869,500, compared to the state unweighted county mean of $604,112. Regarding rental housing, the median gross rent was $2,237 per month, while the state unweighted county mean was $1,691. The official GRAPI, used here as the canonical rentToIncomePct, is 32.4%, which is 0.7 percentage points above the state unweighted county mean of 31.7%. Median renter-household income was recorded at $81,786. All data points are sourced from the ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Napa County
Affordability Verdict
ACS B25071 estimates median gross rent at 32.4% of renter household income in Napa County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $2,237 per month; median selected monthly owner costs are $2,359. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $89,480 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The California unweighted mean of county median rents is $1,691 per month. Napa County's $2,237 median is 32.3% above that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Napa County
Rent Burden
24.1%
of gross income
Max Housing (28% Rule)
$2,601
per month
Owner Cost Burden
25.4%
of gross income
The median home in Napa County may be a stretch
Median home value is $869,500. Estimated monthly cost: $6,942 vs. your max of $2,601.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Napa County, California?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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