Cost of Living in Napa County, California

$2,141/mo
Median Monthly Rent
$838,800
Median Home Value
32% above state averageUnaffordable

At a Glance

Median Monthly Rent
$2,141/mo
32% above state average
Median Home Value
$838,800
198% above national
Rent-to-Income Ratio
31.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Napa County Compares

Median monthly rent comparison

Napa County$2,141/mo
California Average$1,618/mo
National Median$1,163/mo

Detailed Housing Stats

$2,141/mo
Median Gross Rent
$838,800
Median Home Value
$2,258/mo
Monthly Owner Cost
31.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Napa County, California

Wine country commands wine country prices

Napa County's rent-to-income ratio of 23.6% sits above the national comfort zone, even though the county's median household income of $108,970 is 46% higher than the national average. The county's median home value of $838,800 and monthly rent of $2,141 reflect sustained demand from affluent residents and wine industry workers alike.

Premium among California counties

Napa County's 23.6% rent-to-income ratio exceeds California's 22.4% state average, ranking among the state's pricier housing markets. Its median home value of $838,800 stands as one of the highest in the eight-county set, signaling exceptional demand.

Wine country outprices mountain towns

Napa's median gross rent of $2,141 exceeds all comparable counties except Orange County ($2,352), and its median home value of $838,800 is surpassed only by Orange County's ($915,500). Napa's affluent resident base and global wine reputation drive costs above even Monterey County's coastal premium.

Luxury housing for high earners

Napa renters commit 23.6% of their $108,970 income to rent ($2,141/month), while homeowners spend 24.8% on ownership costs ($2,141/month). Even with the county's highest median incomes, housing absorbs nearly a quarter of earnings—substantial by any measure.

Napa for high-income wine country seekers

Napa's world-class wineries, culinary scene, and natural beauty attract affluent residents who accept premium housing costs as the price of entry. If your household income exceeds $100,000 and wine country living justifies the expense, Napa delivers on amenities—but budget accordingly.

Affordability Calculator

See how your income compares to housing costs in Napa County

$

Rent Burden

23.6%

of gross income

Max Housing (28% Rule)

$2,543

per month

Owner Cost Burden

24.9%

of gross income

The median home in Napa County may be a stretch

Median home value is $838,800. Estimated monthly cost: $6,696 vs. your max of $2,543.

Rent Affordability Guide

Your rent-to-income ratio23.6%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Napa County, California?
Napa County, California has a median monthly rent of $2,141/mo and a median home value of $838,800. The affordability rating is Unaffordable, with rent making up approximately 31.0% of median household income.
What is the median rent in Napa County?
The median gross rent in Napa County is $2,141/mo. This is 32% above state average for California.
Is Napa County affordable?
Napa County is rated Unaffordable based on rent-to-income ratio of 31.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Napa County's rent compare to the state average?
Napa County's median rent of $2,141/mo is 32% above state average of $1,618/mo for California.
What is the median home value in Napa County?
The median home value in Napa County, California is $838,800. This is 198% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.