Cost of Living in Kootenai County, Idaho

$1,330/mo
Median Monthly Rent
$467,400
Median Home Value
45% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,330/mo
45% above state average
Median Home Value
$467,400
66% above national
Rent-to-Income Ratio
30.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Kootenai County Compares

Median monthly rent comparison

Kootenai County$1,330/mo
Idaho Average$919/mo
National Median$1,163/mo

Detailed Housing Stats

$1,330/mo
Median Gross Rent
$467,400
Median Home Value
$1,313/mo
Monthly Owner Cost
30.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Kootenai County, Idaho

Kootenai County is Idaho's affordability outlier

At 20.7%, Kootenai County's rent-to-income ratio is the highest in this region and well above both the national norm and Idaho's 16.8% state average. Renters here dedicate a significantly larger share of income to housing than peers across the state, a premium tied to the county's popular amenities and scenic location.

Highest rents in the region, uneven income

Kootenai County leads with $1,330 monthly rents—45% above the state median of $919—while median income of $77,034 lags its housing costs. The resulting 20.7% rent-to-income ratio signals tight housing markets and strong demand competing for limited inventory.

Rents soar beyond neighboring counties

At $1,330, Kootenai's median rent exceeds every neighboring county in this analysis by a wide margin: 54% above Jerome ($862), 47% above Latah ($905), and 21% above Jefferson ($1,098). The premium reflects Kootenai's status as an in-demand market but strains affordability for working families.

Ownership and renting cost nearly the same

Renters and homeowners face nearly identical monthly burdens: $1,330 rent versus $1,313 ownership costs on the $467,400 median home value. For the $77,034 median household income, both paths consume over 20% of gross earnings, marking Kootenai as the region's most housing-cost-intensive county.

Budget carefully before relocating here

Kootenai County's 20.7% rent-to-income ratio means housing will claim a larger slice of your paycheck than almost anywhere else in Idaho. If you're relocating here, prioritize jobs paying well above the $77,034 median, or consider renting just outside the county to capture affordable alternatives in adjacent areas.

Affordability Calculator

See how your income compares to housing costs in Kootenai County

$

Rent Burden

20.7%

of gross income

Max Housing (28% Rule)

$1,797

per month

Owner Cost Burden

20.5%

of gross income

The median home in Kootenai County may be a stretch

Median home value is $467,400. Estimated monthly cost: $3,731 vs. your max of $1,797.

Rent Affordability Guide

Your rent-to-income ratio20.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Kootenai County, Idaho?
Kootenai County, Idaho has a median monthly rent of $1,330/mo and a median home value of $467,400. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.
What is the median rent in Kootenai County?
The median gross rent in Kootenai County is $1,330/mo. This is 45% above state average for Idaho.
Is Kootenai County affordable?
Kootenai County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Kootenai County's rent compare to the state average?
Kootenai County's median rent of $1,330/mo is 45% above state average of $919/mo for Idaho.
What is the median home value in Kootenai County?
The median home value in Kootenai County, Idaho is $467,400. This is 66% above the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.