Cost of Living in Gillespie County, Texas

$1,331/mo

Median Monthly Rent

$432,300

Median Home Value

38% above state averageUnaffordable

At a Glance

Median Monthly Rent

$1,331/mo

38% above state average

Median Home Value

$432,300

53% above national

Rent-to-Income Ratio

29.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Gillespie County Compares

Median monthly rent comparison

Gillespie County$1,331/mo

Texas Average$963/mo

National Median$1,163/mo

Detailed Housing Stats

$1,331/mo

Median Gross Rent

$432,300

Median Home Value

$1,033/mo

Monthly Owner Cost

29.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Gillespie County, Texas

Gillespie's rent squeeze outpaces state

Gillespie County's rent-to-income ratio of 23.6% stands significantly above Texas's state average of 18.1%, signaling an affordability challenge for renters. Median rent of $1,331 per month far exceeds the state median of $963, driven by the county's Hill Country appeal and proximity to Austin.

Among Texas's least affordable counties

Gillespie ranks near the bottom of Texas counties for housing affordability, with renters bearing a notably heavy cost burden relative to the $67,799 median income. The county's popularity as a Hill Country destination has inflated housing costs beyond what local incomes can comfortably sustain.

Costliest rent; median homes priciest

Gillespie's $1,331 monthly rent is the highest among these eight counties, while median home values of $432,300 nearly double Galveston's $284,900. These premium prices reflect Hill Country cache and Austin-area spillover demand—but they come at the expense of affordability for average-income households.

Renters struggle; homebuyers pay dearly

Renters in Gillespie spend a staggering 23.6% of their $67,799 income on housing, the highest burden across all eight counties. Homeowners commit 18.3% to a median monthly cost of $1,033, also among the highest, making Gillespie work only for well-above-average earners.

Move here only if income allows

Gillespie rewards the well-to-do with Hill Country beauty and Austin proximity, but renters and modest earners should compare costs carefully before relocating. If you're earning significantly above $67,799, Gillespie's premium housing costs become manageable; otherwise, consider more affordable neighbors like Gaines or Garza.

Affordability Calculator

See how your income compares to housing costs in Gillespie County

Your Annual Household Income

Rent Burden

23.6%

of gross income

Max Housing (28% Rule)

$1,582

per month

Owner Cost Burden

18.3%

of gross income

The median home in Gillespie County may be a stretch

Median home value is $432,300. Estimated monthly cost: $3,451 vs. your max of $1,582.

Rent Affordability Guide

Your rent-to-income ratio23.6%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Gillespie County, Texas?

Gillespie County, Texas has a median monthly rent of $1,331/mo and a median home value of $432,300. The affordability rating is Unaffordable, with rent making up approximately 29.0% of median household income.

What is the median rent in Gillespie County?

The median gross rent in Gillespie County is $1,331/mo. This is 38% above state average for Texas.

Is Gillespie County affordable?

Gillespie County is rated Unaffordable based on rent-to-income ratio of 29.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Gillespie County's rent compare to the state average?

Gillespie County's median rent of $1,331/mo is 38% above state average of $963/mo for Texas.

What is the median home value in Gillespie County?

The median home value in Gillespie County, Texas is $432,300. This is 53% above the national median home value of $281,900.