Cost of Living in St. Bernard Parish, Louisiana

$1,083/mo
Median Monthly Rent
$192,100
Median Home Value
24% above state averageUnaffordable

At a Glance

Median Monthly Rent
$1,083/mo
24% above state average
Median Home Value
$192,100
32% below national
Rent-to-Income Ratio
35.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How St. Bernard Parish Compares

Median monthly rent comparison

St. Bernard Parish$1,083/mo
Louisiana Average$873/mo
National Median$1,163/mo

Detailed Housing Stats

$1,083/mo
Median Gross Rent
$192,100
Median Home Value
$850/mo
Monthly Owner Cost
35.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in St. Bernard Parish, Louisiana

St. Bernard rents strain household budgets

St. Bernard Parish renters spend 22.6% of income on housing—well above the state average of 19.5% and near the federal affordability crisis threshold of 30%. With median rent of $1,083 against a median household income of $57,638, St. Bernard presents genuine affordability challenges for renters despite higher incomes than many rural parishes.

Louisiana's least affordable rental market

St. Bernard Parish ranks among Louisiana's least affordable parishes for renters, with a 22.6% rent-to-income ratio significantly above the state average of 19.5%. Median rent of $1,083 tops the parishes surveyed, reflecting the parish's proximity to New Orleans and stronger housing demand.

Rents spike closer to New Orleans

St. Bernard's median rent of $1,083 exceeds neighboring parishes by $200+ monthly, with only St. John the Baptist Parish approaching these price points at $1,118. The proximity to New Orleans metro creates rental competition that drives St. Bernard costs well above rural Louisiana averages.

Homeownership offers modest relief

St. Bernard renters allocate 22.6% of income to housing, while homeowners spending $850 monthly claim 17.7% of income—a $233 gap favoring purchase. Though the median home value of $192,100 is highest among these parishes, the homeownership savings justify the higher purchase price for budget-conscious households.

St. Bernard requires stronger finances

St. Bernard Parish suits relocators with above-average incomes seeking New Orleans-area proximity, but budget-conscious renters should compare the 22.6% rental burden against more affordable parishes. Buyers with down payment capacity will find homeownership offers meaningful monthly savings versus rent in this higher-cost area.

Affordability Calculator

See how your income compares to housing costs in St. Bernard Parish

$

Rent Burden

22.5%

of gross income

Max Housing (28% Rule)

$1,345

per month

Owner Cost Burden

17.7%

of gross income

The median home in St. Bernard Parish may be a stretch

Median home value is $192,100. Estimated monthly cost: $1,534 vs. your max of $1,345.

Rent Affordability Guide

Your rent-to-income ratio22.5%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in St. Bernard Parish, Louisiana?
St. Bernard Parish, Louisiana has a median monthly rent of $1,083/mo and a median home value of $192,100. The affordability rating is Unaffordable, with rent making up approximately 35.0% of median household income.
What is the median rent in St. Bernard Parish?
The median gross rent in St. Bernard Parish is $1,083/mo. This is 24% above state average for Louisiana.
Is St. Bernard Parish affordable?
St. Bernard Parish is rated Unaffordable based on rent-to-income ratio of 35.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does St. Bernard Parish's rent compare to the state average?
St. Bernard Parish's median rent of $1,083/mo is 24% above state average of $873/mo for Louisiana.
What is the median home value in St. Bernard Parish?
The median home value in St. Bernard Parish, Louisiana is $192,100. This is 32% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.