Cost of Living in Washington County, Kentucky

$696/mo

Median Monthly Rent

$168,300

Median Home Value

10% below state averageUnaffordable

At a Glance

Median Monthly Rent

$696/mo

10% below state average

Median Home Value

$168,300

40% below national

Rent-to-Income Ratio

30.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Washington County Compares

Median monthly rent comparison

Washington County$696/mo

Kentucky Average$771/mo

National Median$1,163/mo

Detailed Housing Stats

$696/mo

Median Gross Rent

$168,300

Median Home Value

$803/mo

Monthly Owner Cost

30.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Washington County, Kentucky

Washington County: a rare bargain

Washington County boasts a rent-to-income ratio of just 14.0%, one of Kentucky's most affordable—and well below the national average. At $696 monthly rent paired with a median household income of $59,762, renters here pocket nearly 86% of their earnings after paying for shelter.

Most affordable in its class

Washington County's 14.0% rent-to-income ratio ranks among the best in Kentucky, significantly beating the state average of 17.0%. This county consistently outperforms peers on affordability metrics, making it an exceptional value within the commonwealth.

The region's affordability leader

Washington County's $696 rent stands lowest among comparable counties, undercutting Warren ($963), Webster ($774), and Union ($787) by a wide margin. Its 14.0% rent burden makes it the most livable option for budget-conscious households in the area.

Just 14% of income to housing

Washington County residents spend only $696 monthly—14.0% of median household income—on rent, freeing up $4,146 for other needs and savings. Homeowners pay approximately $803 monthly on properties with a median value near $168,300.

Unbeatable affordability awaits

Washington County is the obvious choice if housing affordability tops your relocation priorities—few Kentucky counties can match its 14.0% rent burden. Compare it against Whitley and Wolfe counties if you're seeking the absolute lowest rents in the state.

Affordability Calculator

See how your income compares to housing costs in Washington County

Your Annual Household Income

Rent Burden

14.0%

of gross income

Max Housing (28% Rule)

$1,394

per month

Owner Cost Burden

16.1%

of gross income

You can likely afford the median home in Washington County

Median home value is $168,300. Estimated monthly cost: $1,344 vs. your max of $1,394.

Rent Affordability Guide

Your rent-to-income ratio14.0%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Washington County, Kentucky?

Washington County, Kentucky has a median monthly rent of $696/mo and a median home value of $168,300. The affordability rating is Unaffordable, with rent making up approximately 30.0% of median household income.

What is the median rent in Washington County?

The median gross rent in Washington County is $696/mo. This is 10% below state average for Kentucky.

Is Washington County affordable?

Washington County is rated Unaffordable based on rent-to-income ratio of 30.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Washington County's rent compare to the state average?

Washington County's median rent of $696/mo is 10% below state average of $771/mo for Kentucky.

What is the median home value in Washington County?

The median home value in Washington County, Kentucky is $168,300. This is 40% below the national median home value of $281,900.