Cost of Living in Washington County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Washington County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Washington County ranks #216 of 3,144 counties for affordability (top 7%)
Data Story
About Cost of Living in Washington County, Kentucky
Washington County: a rare bargain
Washington County boasts a rent-to-income ratio of just 14.0%, one of Kentucky's most affordable—and well below the national average. At $696 monthly rent paired with a median household income of $59,762, renters here pocket nearly 86% of their earnings after paying for shelter.
Most affordable in its class
Washington County's 14.0% rent-to-income ratio ranks among the best in Kentucky, significantly beating the state average of 17.0%. This county consistently outperforms peers on affordability metrics, making it an exceptional value within the commonwealth.
The region's affordability leader
Washington County's $696 rent stands lowest among comparable counties, undercutting Warren ($963), Webster ($774), and Union ($787) by a wide margin. Its 14.0% rent burden makes it the most livable option for budget-conscious households in the area.
Just 14% of income to housing
Washington County residents spend only $696 monthly—14.0% of median household income—on rent, freeing up $4,146 for other needs and savings. Homeowners pay approximately $803 monthly on properties with a median value near $168,300.
Unbeatable affordability awaits
Washington County is the obvious choice if housing affordability tops your relocation priorities—few Kentucky counties can match its 14.0% rent burden. Compare it against Whitley and Wolfe counties if you're seeking the absolute lowest rents in the state.
Cost of Living Advisory: Washington County
Affordability Verdict
Washington County is affordable for renters, with a median gross rent of $696/month representing approximately 14.0% of median household income. The rent burden (GRAPI) stands at 30.0%.
Rent vs. Own
The median rent in Washington County is $696/month, while owner costs run $803/month. Renting saves approximately $107/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $27,840/year. For owner costs at the 28% rule, the required income is roughly $34,414/year. With a median household income of $59,762, most households can comfortably afford rent here. Notably, 30.0% of renter households in Washington County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Washington County sits 8% more expensive than Casey County ($645/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Washington County
Rent Burden
14.0%
of gross income
Max Housing (28% Rule)
$1,394
per month
Owner Cost Burden
16.1%
of gross income
You can likely afford the median home in Washington County
Median home value is $168,300. Estimated monthly cost: $1,344 vs. your max of $1,394.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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