Cost of Living in Owsley County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Owsley County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Owsley County ranks #1 of 3,142 counties for affordability (top 0%)
Sourced county brief
Owsley County Median Gross Rent Estimated at $448 Monthly
In Owsley County, median gross rent was estimated at $448 per month, which is $345 below the state unweighted county mean of $793. The official GRAPI is 28.7%, which is 1.5 percentage points above the state unweighted county mean official GRAPI of 27.2%. This percentage is the official ACS B25071 estimate and represents the canonical rentToIncomePct. The median home value in the county was estimated at $80,100, while median selected monthly owner costs for all owner-occupied units were $346. Median renter-household income for the county was $14,848. All data is derived from the ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Owsley County
Affordability Verdict
ACS B25071 estimates median gross rent at 28.7% of renter household income in Owsley County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $448 per month; median selected monthly owner costs are $346. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $17,920 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Kentucky unweighted mean of county median rents is $793 per month. Owsley County's $448 median is 43.5% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Owsley County
Rent Burden
24.2%
of gross income
Max Housing (28% Rule)
$518
per month
Owner Cost Burden
18.7%
of gross income
The median home in Owsley County may be a stretch
Median home value is $80,100. Estimated monthly cost: $639 vs. your max of $518.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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