Cost of Living in Metcalfe County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Metcalfe County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Metcalfe County, Kentucky
Metcalfe County offers genuine affordability
Metcalfe County's rent-to-income ratio of 13.6% sits well below Kentucky's 17.0% state average and well within the affordable range nationally. Renters pay $549 monthly on a median household income of $48,572—low costs on limited income, but proportionally fair.
Among Kentucky's most affordable
At 13.6%, Metcalfe County's rent-to-income ratio ranks better than most Kentucky counties, trailing only a few like McLean (10.2%). This places Metcalfe among the state's best options for housing affordability.
Metcalfe leads in affordability ratios
Metcalfe's 13.6% rent-to-income ratio outperforms most neighboring counties, beating Monroe's 15.3% and Morgan's 16.9%. Rent at $549 is among the region's lowest, second only to McLean's $602.
Housing costs: rent vs. ownership
Renters in Metcalfe pay $549 monthly (13.6% of income), while homeowners spend $558 monthly with a median home value of $103,100. Ownership and rental costs are nearly identical here, offering flexibility in choosing a housing path.
Metcalfe: small town, big savings
Metcalfe delivers genuine affordability with one of Kentucky's lowest rent-to-income ratios and minimal housing costs overall. It's ideal for relocators prioritizing low expenses, though job opportunities may be limited given the county's smaller size and lower median income.
Affordability Calculator
See how your income compares to housing costs in Metcalfe County
Rent Burden
13.6%
of gross income
Max Housing (28% Rule)
$1,133
per month
Owner Cost Burden
13.8%
of gross income
You can likely afford the median home in Metcalfe County
Median home value is $103,100. Estimated monthly cost: $823 vs. your max of $1,133.
Rent Affordability Guide
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.