Cost of Living in Metcalfe County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Metcalfe County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Metcalfe County ranks #97 of 3,142 counties for affordability (top 3%)
Sourced county brief
Metcalfe County Median Gross Rent Lower Than State Unweighted Mean
Metcalfe County reported a median gross rent of $582 per month, a figure that is $211 below the Kentucky unweighted county mean of $793. The official B25071 median gross rent as a percentage of household income was estimated at 26.1%, which is 1.1 percentage points below the state unweighted county mean of 27.2%. In the owner-occupied sector, the median home value was $110,200, compared to the Kentucky unweighted county mean of $160,835. Median selected monthly owner costs were $570, while the state unweighted county mean stood at $753. The median renter-household income was recorded at $21,411. This data represents a specific five-year snapshot from the U.S. Census Bureau and does not provide investment or purchase recommendations. All figures are presented as reported in the ACS 2020-2024 estimates. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Metcalfe County
Affordability Verdict
ACS B25071 estimates median gross rent at 26.1% of renter household income in Metcalfe County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $582 per month; median selected monthly owner costs are $570. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $23,280 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Kentucky unweighted mean of county median rents is $793 per month. Metcalfe County's $582 median is 26.6% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Metcalfe County
Rent Burden
13.6%
of gross income
Max Housing (28% Rule)
$1,201
per month
Owner Cost Burden
13.3%
of gross income
You can likely afford the median home in Metcalfe County
Median home value is $110,200. Estimated monthly cost: $880 vs. your max of $1,201.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
$0/yr
Needed to stay within recommended threshold
Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Metcalfe County, Kentucky?
What is the median rent in Metcalfe County?
Is Metcalfe County affordable?
How does Metcalfe County's rent compare to the state average?
What is the median home value in Metcalfe County?
Counties with Similar Housing Costs
Planning a Move?
Researching the cost of living in Metcalfe County, Kentucky? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCompare Mortgage Rates in Metcalfe County
Whether you're buying in Metcalfe County, Kentucky, or refinancing, compare rates from top lenders using the terms each lender provides.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.