CostBy County

Cost of Living in Jessamine County, Kentucky

$1,124/mo
Median Monthly Rent
$268,100
Median Home Value

At a Glance

Median Monthly Rent
$1,124/mo
42% above state average
Median Home Value
$268,100
19% below national
Census GRAPI
25.6%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Jessamine County Compares

Median monthly rent comparison

Jessamine County$1,124/mo
Kentucky Average$793/mo
National Median$1,413/mo

Detailed Housing Stats

$1,124/mo
Median Gross Rent
$268,100
Median Home Value
$1,171/mo
Monthly Owner Cost
25.6%
Census GRAPI

National Ranking

Affordability Rank

Jessamine County ranks #2,518 of 3,142 counties for affordability (bottom 20%)

Most AffordableLeast Affordable

Sourced county brief

Median Gross Rent in Jessamine County Reaches $1,124 Per Month

Jessamine County’s median gross rent is $1,124 per month, a figure that is $331 above the Kentucky unweighted county mean of $793. The official ACS B25071 median gross rent as a percentage of household income (GRAPI) is 25.6%. This canonical rent-to-income percentage is 1.6 percentage points below the state unweighted county mean of 27.2%. For homeowners, the median home value was estimated at $268,100, while the state unweighted county mean was $160,835. Median selected monthly owner costs for all owner-occupied units are $1,171, compared to the state unweighted mean of $753. The median renter-household income in the county is $47,427. All figures are based on the ACS 2020-2024 5-Year Estimates. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Jessamine County

Affordability Verdict

ACS B25071 estimates median gross rent at 25.6% of renter household income in Jessamine County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $1,124 per month; median selected monthly owner costs are $1,171. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $44,960 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Kentucky unweighted mean of county median rents is $793 per month. Jessamine County's $1,124 median is 41.7% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Jessamine County

$

Rent Burden

18.1%

of gross income

Max Housing (28% Rule)

$1,740

per month

Owner Cost Burden

18.8%

of gross income

The median home in Jessamine County may be a stretch

Median home value is $268,100. Estimated monthly cost: $2,140 vs. your max of $1,740.

Rent Affordability Guide

Your entered rent as a share of entered income18.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,576Needed: $44,960
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,576Needed: $50,186
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $74,576Needed: $62,394

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Jessamine County, Kentucky?
Jessamine County, Kentucky has a median monthly rent of $1,124/mo and a median home value of $268,100. The affordability rating is Affordable, with median gross rent equal to approximately 25.6% of renter household income.
What is the median rent in Jessamine County?
The median gross rent in Jessamine County is $1,124/mo. This is 42% above state average for Kentucky.
Is Jessamine County affordable?
Jessamine County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 25.6%. Median gross rent is under 30% of renter household income.
How does Jessamine County's rent compare to the state average?
Jessamine County's median rent of $1,124/mo is 42% above state average of $793/mo for Kentucky.
What is the median home value in Jessamine County?
The median home value in Jessamine County, Kentucky is $268,100. This is 19% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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