Cost of Living in Bath County, Kentucky

$600/mo
Median Monthly Rent
$111,800
Median Home Value

At a Glance

Median Monthly Rent
$600/mo
22% below state average
Median Home Value
$111,800
60% below national
Rent-to-Income Ratio
21.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Bath County Compares

Median monthly rent comparison

Bath County$600/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$600/mo
Median Gross Rent
$111,800
Median Home Value
$804/mo
Monthly Owner Cost
21.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Bath County ranks #940 of 3,144 counties for affordability (top 30%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Bath County, Kentucky

Bath offers Kentucky's best rent value

Bath County's 13.3% rent-to-income ratio ranks among Kentucky's strongest affordability metrics, sitting well below the national comfort threshold of 15-17%. With a median household income of $54,128, residents enjoy exceptional rent-to-income alignment.

Top tier for Kentucky renters

Bath's 13.3% ratio decisively beats the Kentucky state average of 17.0%, placing it in the state's affordability elite. The county's $600 median rent is the lowest among these peer counties, a significant advantage for cost-conscious renters.

Unmatched rents across the region

Bath's $600 median rent stands $150-270 below neighboring Adair ($775), Allen ($750), and Ballard ($826), offering the best rental value in the region. However, owner costs of $804 monthly suggest a stronger homeownership market than rental market.

Bath's rental bargain explained

Renters spend just $600 monthly—only 13.3% of the $54,128 median income—while homeowners pay $804 or roughly 17.8% of income. This disconnect suggests Bath renters enjoy exceptional value, potentially reflecting an older housing stock or rural location.

Bath is the renter's sweet spot

If you prioritize affordable rents and can accept modest incomes, Bath County delivers unmatched value in Kentucky, with housing costs leaving room for other life priorities. Compare Bath's rental market against homeownership options in more expensive neighbors like Anderson County.

Cost of Living Advisory: Bath County

Affordability Verdict

For renters in Bath County, the market is affordable. Expect to pay around $600/month in gross rent, with 21.0% of renter households considered cost-burdened.

Rent vs. Own

The median rent in Bath County is $600/month, while owner costs run $804/month. Renting saves approximately $204/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $24,000/year. For owner costs at the 28% rule, the required income is roughly $34,457/year. With a median household income of $54,128, most households can comfortably afford rent here. Notably, 21.0% of renter households in Bath County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Kentucky, Bath County is less affordable than Harlan County by roughly 8% ($600/mo vs $651/mo).

Affordability Calculator

See how your income compares to housing costs in Bath County

$

Rent Burden

13.3%

of gross income

Max Housing (28% Rule)

$1,263

per month

Owner Cost Burden

17.8%

of gross income

You can likely afford the median home in Bath County

Median home value is $111,800. Estimated monthly cost: $893 vs. your max of $1,263.

Rent Affordability Guide

Your rent-to-income ratio13.3%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,128Needed: $24,000
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,128Needed: $34,457
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $54,128Needed: $26,019

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Bath County, Kentucky?
Bath County, Kentucky has a median monthly rent of $600/mo and a median home value of $111,800. The affordability rating is Unaffordable, with rent making up approximately 21.0% of median household income.
What is the median rent in Bath County?
The median gross rent in Bath County is $600/mo. This is 22% below state average for Kentucky.
Is Bath County affordable?
Bath County is rated Unaffordable based on rent-to-income ratio of 21.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Bath County's rent compare to the state average?
Bath County's median rent of $600/mo is 22% below state average of $771/mo for Kentucky.
What is the median home value in Bath County?
The median home value in Bath County, Kentucky is $111,800. This is 60% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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