Cost of Living in Grayson County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.
How Grayson County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Grayson County ranks #318 of 3,142 counties for affordability (top 10%)
Sourced county brief
Grayson County Renter GRAPI Measured at 22.4% in Census Estimates
Grayson County's canonical rent-to-income percentage, reported as the official ACS B25071 GRAPI, was 22.4%. This figure is 4.8 percentage points below the Kentucky unweighted county mean of 27.2%. The median gross rent for the county was estimated at $658 per month, which is lower than the state unweighted county mean of $793. For homeowners, the median selected monthly owner cost for all owner-occupied units was $646, while the median home value was $164,600. The median income for renter households was $32,350 during the 2020-2024 survey period. All metrics presented are based on the ACS 5-Year Estimates and represent a fixed historical snapshot. These statistics describe housing tenure groups separately and should not be combined for aggregate affordability analysis. See ACS table B25071 for the underlying estimate.
Source record
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25064 Median Gross Rent
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25071 GRAPI
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25077 Median Home Value
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25088 Selected Monthly Owner Costs
- U.S. Census Bureau ACS 2020-2024 5-Year Estimates — B25119 Household Income by Tenure
Data version acs5-2020-2024 · Method cost-brief-v1
Cost of Living Advisory: Grayson County
Affordability Verdict
ACS B25071 estimates median gross rent at 22.4% of renter household income in Grayson County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.
Rent vs. Own
Median gross rent is $658 per month; median selected monthly owner costs are $646. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.
Income Needed
Using the common 30% budgeting benchmark, $26,320 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.
Regional Context
The Kentucky unweighted mean of county median rents is $793 per month. Grayson County's $658 median is 17.1% below that comparison value.
Data version acs5-2020-2024 · Method cost-advisory-v2
Affordability Calculator
See how your income compares to housing costs in Grayson County
Rent Burden
15.6%
of gross income
Max Housing (28% Rule)
$1,184
per month
Owner Cost Burden
15.3%
of gross income
The median home in Grayson County may be a stretch
Median home value is $164,600. Estimated monthly cost: $1,314 vs. your max of $1,184.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.
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