CostBy County

Cost of Living in Wayne County, Iowa

$659/mo
Median Monthly Rent
$111,300
Median Home Value

At a Glance

Median Monthly Rent
$659/mo
21% below state average
Median Home Value
$111,300
67% below national
Census GRAPI
22.1%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Wayne County Compares

Median monthly rent comparison

Wayne County$659/mo
Iowa Average$832/mo
National Median$1,413/mo

Detailed Housing Stats

$659/mo
Median Gross Rent
$111,300
Median Home Value
$773/mo
Monthly Owner Cost
22.1%
Census GRAPI

National Ranking

Affordability Rank

Wayne County ranks #632 of 3,142 counties for affordability (top 20%)

Most AffordableLeast Affordable

Sourced county brief

Wayne County Official Rent Burden at 22.1 Percent

In Wayne County, the official ACS B25071 gross rent as a percentage of household income (GRAPI) was 22.1%. This figure is 3.3 percentage points below the Iowa unweighted county mean official GRAPI of 25.4%. The median gross rent in the county was recorded at $659 per month, which is lower than the Iowa unweighted county mean of $832. For owner-occupied housing, the median selected monthly owner costs were $773, while the unweighted state county mean was $950. The median home value in Wayne County was estimated at $111,300, compared to the state unweighted county mean of $171,037. The median renter-household income was recorded as $37,500. These data points are snapshots from the American Community Survey 5-Year Estimates and represent the 2020-2024 period. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Wayne County

Affordability Verdict

ACS B25071 estimates median gross rent at 22.1% of renter household income in Wayne County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $659 per month; median selected monthly owner costs are $773. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $26,360 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Iowa unweighted mean of county median rents is $832 per month. Wayne County's $659 median is 20.8% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Wayne County

$

Rent Burden

12.8%

of gross income

Max Housing (28% Rule)

$1,446

per month

Owner Cost Burden

15.0%

of gross income

You can likely afford the median home in Wayne County

Median home value is $111,300. Estimated monthly cost: $889 vs. your max of $1,446.

Rent Affordability Guide

Your entered rent as a share of entered income12.8%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,964Needed: $26,360
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,964Needed: $33,129
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $61,964Needed: $25,903

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Wayne County, Iowa?
Wayne County, Iowa has a median monthly rent of $659/mo and a median home value of $111,300. The affordability rating is Affordable, with median gross rent equal to approximately 22.1% of renter household income.
What is the median rent in Wayne County?
The median gross rent in Wayne County is $659/mo. This is 21% below state average for Iowa.
Is Wayne County affordable?
Wayne County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 22.1%. Median gross rent is under 30% of renter household income.
How does Wayne County's rent compare to the state average?
Wayne County's median rent of $659/mo is 21% below state average of $832/mo for Iowa.
What is the median home value in Wayne County?
The median home value in Wayne County, Iowa is $111,300. This is 67% below the national median home value of $332,700.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Wayne County, Iowa? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Wayne County

Whether you're buying in Wayne County, Iowa, or refinancing, compare rates from top lenders using the terms each lender provides.

See Today's Rates
Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.