Cost of Living in Phillips County, Kansas

$621/mo
Median Monthly Rent
$94,700
Median Home Value
21% below state averageUnaffordable

At a Glance

Median Monthly Rent
$621/mo
21% below state average
Median Home Value
$94,700
66% below national
Rent-to-Income Ratio
25.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Phillips County Compares

Median monthly rent comparison

Phillips County$621/mo
Kansas Average$787/mo
National Median$1,163/mo

Detailed Housing Stats

$621/mo
Median Gross Rent
$94,700
Median Home Value
$690/mo
Monthly Owner Cost
25.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Phillips County, Kansas

Phillips offers rare Kansas affordability bargain

Phillips County residents spend just 12.2% of income on rent—well below the 30% affordability threshold and notably better than Kansas's 14.7% state average. Despite a median household income of $61,235, which trails the national median of $74,755, Phillips delivers some of the best housing value in the state.

Among Kansas's most affordable counties

Phillips County ranks as one of Kansas's most affordable housing markets, with a rent-to-income ratio that beats the state average by 2.5 percentage points. Its $621 monthly rent is the lowest among the counties in this region, attracting budget-conscious renters.

Lowest rents in the comparison set

Phillips County's $621 rent significantly undercuts all neighboring counties in this analysis, from Pawnee ($806) to Republic ($638). Owner costs of $690 also rank among the region's most affordable, making Phillips a standout value play.

Rent-friendly with low home values

Renters in Phillips County dedicate about $621 monthly to housing, while homeowners invest $690 per month on ownership costs with median home values of $94,700. Both pathways consume well under 15% of the median household income, leaving more room in household budgets.

Remote workers should explore Phillips

If housing costs are your biggest relocation concern, Phillips County delivers exceptional affordability combined with lower income requirements than most U.S. counties. Pair it with remote work income and you'll find extraordinary financial breathing room.

Affordability Calculator

See how your income compares to housing costs in Phillips County

$

Rent Burden

12.2%

of gross income

Max Housing (28% Rule)

$1,429

per month

Owner Cost Burden

13.5%

of gross income

You can likely afford the median home in Phillips County

Median home value is $94,700. Estimated monthly cost: $756 vs. your max of $1,429.

Rent Affordability Guide

Your rent-to-income ratio12.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Phillips County, Kansas?
Phillips County, Kansas has a median monthly rent of $621/mo and a median home value of $94,700. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.
What is the median rent in Phillips County?
The median gross rent in Phillips County is $621/mo. This is 21% below state average for Kansas.
Is Phillips County affordable?
Phillips County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Phillips County's rent compare to the state average?
Phillips County's median rent of $621/mo is 21% below state average of $787/mo for Kansas.
What is the median home value in Phillips County?
The median home value in Phillips County, Kansas is $94,700. This is 66% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.