CostBy County

Cost of Living in Phillips County, Kansas

$672/mo
Median Monthly Rent
$96,500
Median Home Value

At a Glance

Median Monthly Rent
$672/mo
16% below state average
Median Home Value
$96,500
71% below national
Census GRAPI
24.8%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Phillips County Compares

Median monthly rent comparison

Phillips County$672/mo
Kansas Average$802/mo
National Median$1,413/mo

Detailed Housing Stats

$672/mo
Median Gross Rent
$96,500
Median Home Value
$770/mo
Monthly Owner Cost
24.8%
Census GRAPI

National Ranking

Affordability Rank

Phillips County ranks #648 of 3,142 counties for affordability (top 21%)

Most AffordableLeast Affordable

Sourced county brief

Median Monthly Rent in Phillips County Estimated at $672

The median gross rent in Phillips County was estimated at $672 per month during the 2020-2024 American Community Survey period. This amount is $130 below the Kansas unweighted county mean of $802. The median household income for renters in the county is $34,138. Regarding affordability, the official gross rent as a percentage of household income (GRAPI) is 24.8%. This official estimate is 0.2 percentage points higher than the Kansas unweighted county mean of 24.6% for the same metric. The median home value in Phillips County is $96,500, compared to a Kansas unweighted county mean of $138,825. For owner-occupied units, the median selected monthly owner cost is $770, which is $91 lower than the state unweighted county mean of $861. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Phillips County

Affordability Verdict

ACS B25071 estimates median gross rent at 24.8% of renter household income in Phillips County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $672 per month; median selected monthly owner costs are $770. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $26,880 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Kansas unweighted mean of county median rents is $802 per month. Phillips County's $672 median is 16.2% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Phillips County

$

Rent Burden

13.0%

of gross income

Max Housing (28% Rule)

$1,450

per month

Owner Cost Burden

14.9%

of gross income

You can likely afford the median home in Phillips County

Median home value is $96,500. Estimated monthly cost: $770 vs. your max of $1,450.

Rent Affordability Guide

Your entered rent as a share of entered income13.0%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,123Needed: $26,880
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,123Needed: $33,000
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $62,123Needed: $22,458

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Phillips County, Kansas?
Phillips County, Kansas has a median monthly rent of $672/mo and a median home value of $96,500. The affordability rating is Affordable, with median gross rent equal to approximately 24.8% of renter household income.
What is the median rent in Phillips County?
The median gross rent in Phillips County is $672/mo. This is 16% below state average for Kansas.
Is Phillips County affordable?
Phillips County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 24.8%. Median gross rent is under 30% of renter household income.
How does Phillips County's rent compare to the state average?
Phillips County's median rent of $672/mo is 16% below state average of $802/mo for Kansas.
What is the median home value in Phillips County?
The median home value in Phillips County, Kansas is $96,500. This is 71% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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