Cost of Living in Nemaha County, Kansas

$726/mo
Median Monthly Rent
$196,100
Median Home Value
8% below state averageUnaffordable

At a Glance

Median Monthly Rent
$726/mo
8% below state average
Median Home Value
$196,100
30% below national
Rent-to-Income Ratio
24.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Nemaha County Compares

Median monthly rent comparison

Nemaha County$726/mo
Kansas Average$787/mo
National Median$1,163/mo

Detailed Housing Stats

$726/mo
Median Gross Rent
$196,100
Median Home Value
$762/mo
Monthly Owner Cost
24.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Nemaha County, Kansas

Nemaha County: affordable by national standards

With a rent-to-income ratio of 11.3%, Nemaha County sits comfortably within the healthy housing affordability zone and beats the national average. Median household income of $77,375 exceeds the national average by nearly $2,600, while median rent at $726/month keeps housing costs modest relative to earnings.

Top quartile affordability in Kansas

Nemaha County's 11.3% rent-to-income ratio stands well above the Kansas state average of 14.7%, securing it among the state's most affordable counties for renters. The county's median income of $77,375 is also one of the stronger earnings figures in Kansas, amplifying housing affordability even further.

Nemaha County leads the neighborhood

At $726/month, Nemaha's median rent is competitive with Osage County ($810) but higher than bargain markets like Morton ($637) and Osborne ($591). However, Nemaha commands a significant homeownership advantage: a median home value of $196,100 reflects community stability and equity potential that rival any neighbor in this region.

Renters win; homeowners invest

Renters spend 11.3% of income on housing, while homeowners allocate 11.8% ($762 monthly), creating nearly identical affordability for both pathways. With median home values at $196,100—higher than most peers—homebuyers here are building equity in a county where incomes support the purchase price.

Strong income, accessible housing, proven value

Nemaha County attracts families balancing affordability with long-term stability: above-average income, near-bottom-quartile rent burden, and homes appreciating in value. If you're trading up from cheaper but stagnant markets, Nemaha offers the rare combination of affordability and investment potential.

Affordability Calculator

See how your income compares to housing costs in Nemaha County

$

Rent Burden

11.3%

of gross income

Max Housing (28% Rule)

$1,805

per month

Owner Cost Burden

11.8%

of gross income

You can likely afford the median home in Nemaha County

Median home value is $196,100. Estimated monthly cost: $1,566 vs. your max of $1,805.

Rent Affordability Guide

Your rent-to-income ratio11.3%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Nemaha County, Kansas?
Nemaha County, Kansas has a median monthly rent of $726/mo and a median home value of $196,100. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.
What is the median rent in Nemaha County?
The median gross rent in Nemaha County is $726/mo. This is 8% below state average for Kansas.
Is Nemaha County affordable?
Nemaha County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Nemaha County's rent compare to the state average?
Nemaha County's median rent of $726/mo is 8% below state average of $787/mo for Kansas.
What is the median home value in Nemaha County?
The median home value in Nemaha County, Kansas is $196,100. This is 30% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.