Cost of Living in Greene County, Illinois

$800/mo
Median Monthly Rent
$94,400
Median Home Value
4% below state averageUnaffordable

At a Glance

Median Monthly Rent
$800/mo
4% below state average
Median Home Value
$94,400
67% below national
Rent-to-Income Ratio
22.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Greene County Compares

Median monthly rent comparison

Greene County$800/mo
Illinois Average$837/mo
National Median$1,163/mo

Detailed Housing Stats

$800/mo
Median Gross Rent
$94,400
Median Home Value
$709/mo
Monthly Owner Cost
22.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Greene County, Illinois

Greene County rents nibble at wages

Renters in Greene County spend 15.7% of their $60,976 median income on housing—above the national comfort threshold but moderate for downstate Illinois. The $800 monthly rent is mid-range compared to peers, and local incomes slightly exceed several neighboring counties, offering modest breathing room.

Slightly above Illinois affordability average

Greene County's 15.7% rent-to-income ratio exceeds Illinois's state average of 14.7%, placing it in the middle tier of state affordability rankings. Rents at $800 remain below the state median of $837, suggesting the affordability gap reflects local wage patterns rather than excessive costs.

Competitive middle ground regionally

Greene County's 15.7% rent-to-income ratio nearly matches Fayette (15.6%) and sits comfortably below Ford (16.5%) and Franklin (17.3%), while its $800 rent falls between Fulton ($808) and Fayette ($740). The county offers regional balance without standing out as exceptionally affordable or expensive.

Wages support modest rental standards

Greene households earn $60,976 annually, directing $800 monthly toward rent (15.7% of income) or $709 for mortgages, leaving room for other obligations. The median home value of $94,400 remains accessible for buyers with typical local incomes, though still represents a commitment.

Greene offers reliable middle-ground option

Greene County appeals if you want modest affordability and stable local incomes without seeking extremes—it's affordable than Effingham yet more stable than Franklin. Compare with Fayette for similar ratios or Gallatin if you prioritize rock-bottom rent above other factors.

Affordability Calculator

See how your income compares to housing costs in Greene County

$

Rent Burden

15.7%

of gross income

Max Housing (28% Rule)

$1,423

per month

Owner Cost Burden

14.0%

of gross income

You can likely afford the median home in Greene County

Median home value is $94,400. Estimated monthly cost: $754 vs. your max of $1,423.

Rent Affordability Guide

Your rent-to-income ratio15.7%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Greene County, Illinois?
Greene County, Illinois has a median monthly rent of $800/mo and a median home value of $94,400. The affordability rating is Unaffordable, with rent making up approximately 22.0% of median household income.
What is the median rent in Greene County?
The median gross rent in Greene County is $800/mo. This is 4% below state average for Illinois.
Is Greene County affordable?
Greene County is rated Unaffordable based on rent-to-income ratio of 22.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Greene County's rent compare to the state average?
Greene County's median rent of $800/mo is 4% below state average of $837/mo for Illinois.
What is the median home value in Greene County?
The median home value in Greene County, Illinois is $94,400. This is 67% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.