Cost of Living in Winnebago County, Iowa

$712/mo

Median Monthly Rent

$132,300

Median Home Value

12% below state averageUnaffordable

At a Glance

Median Monthly Rent

$712/mo

12% below state average

Median Home Value

$132,300

53% below national

Rent-to-Income Ratio

25.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Winnebago County Compares

Median monthly rent comparison

Winnebago County$712/mo

Iowa Average$812/mo

National Median$1,163/mo

Detailed Housing Stats

$712/mo

Median Gross Rent

$132,300

Median Home Value

$776/mo

Monthly Owner Cost

25.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Winnebago County, Iowa

Winnebago delivers exceptional rental value

Winnebago County residents spend 13.4% of household income on rent, matching Iowa's top performers and significantly below the national benchmark. At $712 monthly, rents fall well below the state median of $812, offering strong affordability for renters statewide.

Top-tier affordability in Iowa

Winnebago County's 13.4% rent-to-income ratio places it among Iowa's most affordable counties, competing with the state's best affordability stories. This ranking reflects genuine accessibility for households earning near the state median.

Competitive rents in north-central Iowa

Winnebago's $712 monthly rent is affordable within its region, though slightly higher than Wayne ($660) and lower than Webster ($762). Its median home value of $132,300 keeps homeownership accessible while maintaining strong rental affordability.

Housing costs leave room for savings

Winnebago households earning $63,719 spend $712 on rent, dedicating just 13.4% of income to housing and preserving over $5,400 yearly for necessities and savings. Homebuyers at $776 monthly enjoy similar proportions, making the county accessible across both rental and ownership markets.

Winnebago: affordable North Iowa living

If you're relocating to Iowa and value affordability, Winnebago County's 13.4% rent-to-income ratio and $712 monthly rents offer genuine savings. The county delivers solid value without requiring you to move to the state's most remote or economically challenged areas.

Affordability Calculator

See how your income compares to housing costs in Winnebago County

Your Annual Household Income

Rent Burden

13.4%

of gross income

Max Housing (28% Rule)

$1,487

per month

Owner Cost Burden

14.6%

of gross income

You can likely afford the median home in Winnebago County

Median home value is $132,300. Estimated monthly cost: $1,056 vs. your max of $1,487.

Rent Affordability Guide

Your rent-to-income ratio13.4%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Winnebago County, Iowa?

Winnebago County, Iowa has a median monthly rent of $712/mo and a median home value of $132,300. The affordability rating is Unaffordable, with rent making up approximately 25.0% of median household income.

What is the median rent in Winnebago County?

The median gross rent in Winnebago County is $712/mo. This is 12% below state average for Iowa.

Is Winnebago County affordable?

Winnebago County is rated Unaffordable based on rent-to-income ratio of 25.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Winnebago County's rent compare to the state average?

Winnebago County's median rent of $712/mo is 12% below state average of $812/mo for Iowa.

What is the median home value in Winnebago County?

The median home value in Winnebago County, Iowa is $132,300. This is 53% below the national median home value of $281,900.