Cost of Living in Muhlenberg County, Kentucky

$712/mo
Median Monthly Rent
$121,300
Median Home Value

At a Glance

Median Monthly Rent
$712/mo
8% below state average
Median Home Value
$121,300
57% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Muhlenberg County Compares

Median monthly rent comparison

Muhlenberg County$712/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$712/mo
Median Gross Rent
$121,300
Median Home Value
$650/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Muhlenberg County ranks #782 of 3,144 counties for affordability (top 25%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Muhlenberg County, Kentucky

Muhlenberg's Housing Costs Run Lean

Renters in Muhlenberg County spend just 16.2% of their income on rent, beating the national average and matching Kentucky's state average of 17.0%. At $712 per month, median rent sits well below the national norm, making this county genuinely affordable for working families.

Middle Ground in Kentucky Housing

Muhlenberg ranks comfortably in the middle range for affordability across Kentucky's counties, neither as stretched as higher-cost urban areas nor as constrained as the state's poorest regions. The county's 16.2% rent-to-income ratio reflects stable economic conditions compared to statewide benchmarks.

Comparing Notes with Nearby Counties

Muhlenberg's $712 rent is slightly lower than neighboring Owen County ($775) and Ohio County ($774), while Nicholas County offers even better deals at $654 monthly. Home values in Muhlenberg ($121,300) closely mirror Nicholas County ($119,600), positioning both as affordable alternatives in the region.

How Income Splits Between Rent and Home

With a median household income of $52,672, Muhlenberg residents allocate roughly 16% to rent and about 15% to mortgage costs, leaving room for other essential expenses. Both renting and owning remain within conventional affordability thresholds, with homeownership possible at the median value of $121,300.

Considering a Move to Muhlenberg?

If you're priced out of costlier Kentucky counties, Muhlenberg delivers solid affordability without sacrificing access to regional amenities. Compare your current rent-to-income ratio: if you're spending over 30%, a move here could free up hundreds monthly for savings and stability.

Cost of Living Advisory: Muhlenberg County

Affordability Verdict

For renters in Muhlenberg County, the market is affordable. Expect to pay around $712/month in gross rent, with 28.0% of renter households considered cost-burdened.

Rent vs. Own

The median rent in Muhlenberg County is $712/month, while owner costs run $650/month. Owning saves approximately $62/month.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $28,480/year. For owner costs at the 28% rule, the required income is roughly $27,857/year. With a median household income of $52,672, most households can comfortably afford rent here. Notably, 28.0% of renter households in Muhlenberg County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Kentucky, Muhlenberg County is more affordable than Russell County by roughly 8% ($712/mo vs $660/mo).

Affordability Calculator

See how your income compares to housing costs in Muhlenberg County

$

Rent Burden

16.2%

of gross income

Max Housing (28% Rule)

$1,229

per month

Owner Cost Burden

14.8%

of gross income

You can likely afford the median home in Muhlenberg County

Median home value is $121,300. Estimated monthly cost: $968 vs. your max of $1,229.

Rent Affordability Guide

Your rent-to-income ratio16.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,672Needed: $28,480
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,672Needed: $27,857
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $52,672Needed: $28,230

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Muhlenberg County, Kentucky?
Muhlenberg County, Kentucky has a median monthly rent of $712/mo and a median home value of $121,300. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Muhlenberg County?
The median gross rent in Muhlenberg County is $712/mo. This is 8% below state average for Kentucky.
Is Muhlenberg County affordable?
Muhlenberg County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Muhlenberg County's rent compare to the state average?
Muhlenberg County's median rent of $712/mo is 8% below state average of $771/mo for Kentucky.
What is the median home value in Muhlenberg County?
The median home value in Muhlenberg County, Kentucky is $121,300. This is 57% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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