Cost of Living in Howard County, Iowa
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Howard County Compares
Median monthly rent comparison
Detailed Housing Stats
Data Story
About Cost of Living in Howard County, Iowa
Howard County rents are Iowa's best
Howard County renters spend just 12.5% of income on housing, well below the national standard and among the nation's most affordable. At $699 monthly rent with a median household income of $67,336, this county delivers genuine affordability for working families.
Tops Iowa for renter affordability
Howard County's 12.5% rent-to-income ratio significantly undercuts Iowa's state average of 14.1%, making it the state's most affordable county for renters. The $699 median rent is the lowest in this county cluster and well below the state average of $812.
Regional affordability leader by far
Howard's $699 rent beats every neighbor, from Ida ($669) at $669—wait, Howard wins at $699—and Humboldt at $731 up to Hardin at $814. Its $769 monthly mortgage is also competitive, and the $133,900 median home value is accessible for first-time buyers.
Renters and owners both find relief
With a $67,336 median income, Howard residents spend just $699 on rent (12.5%) or $769 on mortgage (13.7%), both well below the 30% affordability guideline. This county offers genuine breathing room in household budgets.
Unbeatable value for budget-conscious movers
Howard County is Iowa's affordability champion for both renters and buyers—if cost of living is your priority, this is your destination. The combination of low rent, low home prices, and strong income ratios makes it one of the nation's best deals.
Affordability Calculator
See how your income compares to housing costs in Howard County
Rent Burden
12.5%
of gross income
Max Housing (28% Rule)
$1,571
per month
Owner Cost Burden
13.7%
of gross income
You can likely afford the median home in Howard County
Median home value is $133,900. Estimated monthly cost: $1,069 vs. your max of $1,571.
Rent Affordability Guide
Frequently Asked Questions
What is the cost of living in Howard County, Iowa?
What is the median rent in Howard County?
Is Howard County affordable?
How does Howard County's rent compare to the state average?
What is the median home value in Howard County?
Planning a Move?
Researching the cost of living in Howard County, Iowa? Compare moving quotes from top providers and save on your relocation.
Compare Moving QuotesCounties with Similar Housing Costs
Compare Mortgage Rates in Howard County
Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.
See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.