Cost of Living in McHenry County, North Dakota

$737/mo

Median Monthly Rent

$143,200

Median Home Value

4% below state averageUnaffordable

At a Glance

Median Monthly Rent

$737/mo

4% below state average

Median Home Value

$143,200

49% below national

Rent-to-Income Ratio

17.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How McHenry County Compares

Median monthly rent comparison

McHenry County$737/mo

North Dakota Average$770/mo

National Median$1,163/mo

Detailed Housing Stats

$737/mo

Median Gross Rent

$143,200

Median Home Value

$712/mo

Monthly Owner Cost

17.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in McHenry County, North Dakota

McHenry County beats the national affordability mark

At 11.0%, McHenry County's rent-to-income ratio sits comfortably below the national threshold of 12%, meaning housing costs consume less of household income here than for the average American. With a median household income of $80,614—7% above the national median of $74,755—residents enjoy stronger income cushion for other expenses.

Among North Dakota's most affordable counties

McHenry County's 11.0% rent-to-income ratio ranks it in the affordable tier statewide, outpacing the North Dakota average of 12.8%. Renters here pay $737 per month against an 8% lower cost compared to the state median rent of $770.

McHenry stays competitive with similar counties

McHenry County's $737 median rent falls between neighboring McIntosh County at $600 and McLean County at $768, offering a middle-ground option. Its 11.0% rent-to-income ratio matches McIntosh's affordability while maintaining higher median incomes than most comparable rural counties.

Housing takes 11% of income in McHenry

Renters spend $737 monthly while homeowners pay $712, a notably balanced split reflecting the county's mixed housing market. With median household income at $80,614, both renting and buying allow substantial room in household budgets for savings and other priorities.

Consider McHenry for balanced affordability

If you're weighing North Dakota counties for relocation, McHenry County delivers above-average income levels paired with below-state-average housing costs. Compare its 11.0% rent-to-income ratio against McKenzie County's tight 15.7% to see how location choices directly impact your financial flexibility.

Affordability Calculator

See how your income compares to housing costs in McHenry County

Your Annual Household Income

Rent Burden

11.0%

of gross income

Max Housing (28% Rule)

$1,881

per month

Owner Cost Burden

10.6%

of gross income

You can likely afford the median home in McHenry County

Median home value is $143,200. Estimated monthly cost: $1,143 vs. your max of $1,881.

Rent Affordability Guide

Your rent-to-income ratio11.0%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in McHenry County, North Dakota?

McHenry County, North Dakota has a median monthly rent of $737/mo and a median home value of $143,200. The affordability rating is Unaffordable, with rent making up approximately 17.0% of median household income.

What is the median rent in McHenry County?

The median gross rent in McHenry County is $737/mo. This is 4% below state average for North Dakota.

Is McHenry County affordable?

McHenry County is rated Unaffordable based on rent-to-income ratio of 17.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does McHenry County's rent compare to the state average?

McHenry County's median rent of $737/mo is 4% below state average of $770/mo for North Dakota.

What is the median home value in McHenry County?

The median home value in McHenry County, North Dakota is $143,200. This is 49% below the national median home value of $281,900.