Cost of Living in Franklin County, Iowa

$649/mo
Median Monthly Rent
$118,500
Median Home Value
20% below state averageUnaffordable

At a Glance

Median Monthly Rent
$649/mo
20% below state average
Median Home Value
$118,500
58% below national
Rent-to-Income Ratio
19.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Franklin County Compares

Median monthly rent comparison

Franklin County$649/mo
Iowa Average$812/mo
National Median$1,163/mo

Detailed Housing Stats

$649/mo
Median Gross Rent
$118,500
Median Home Value
$664/mo
Monthly Owner Cost
19.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Franklin County, Iowa

Franklin County ranks among most affordable

Franklin County residents spend just 12.2% of household income on rent—nearly 4 percentage points below the national trend. At $649 monthly with household incomes around $63,648, Franklin delivers genuine affordability by national standards.

Top performer in Iowa's affordability rankings

Franklin's 12.2% rent-to-income ratio significantly undercuts Iowa's 14.1% state average, making it one of the state's most affordable counties. Few Iowa communities offer housing costs this reasonable.

Franklin sets the region's affordability standard

Franklin County's $649 median rent is the lowest in the area, beating Floyd County ($672), Fremont ($753), Greene ($774), and Fayette ($813). Combined with reasonable incomes, Franklin residents keep more income in their pockets than anyone nearby.

Rent costs remarkably little here

Franklin households earn $63,648 annually while paying just $649 in median rent and $664 for homeownership—among the lowest housing costs statewide. With median home values of $118,500, Franklin offers genuine affordability across both rental and ownership markets.

Franklin offers unbeatable rural affordability

If you're seeking a rural Iowa home where housing costs barely dent your paycheck, Franklin County delivers the best value in this region. Low rents and low home values mean your relocation budget stretches furthest here.

Affordability Calculator

See how your income compares to housing costs in Franklin County

$

Rent Burden

12.2%

of gross income

Max Housing (28% Rule)

$1,485

per month

Owner Cost Burden

12.5%

of gross income

You can likely afford the median home in Franklin County

Median home value is $118,500. Estimated monthly cost: $946 vs. your max of $1,485.

Rent Affordability Guide

Your rent-to-income ratio12.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Franklin County, Iowa?
Franklin County, Iowa has a median monthly rent of $649/mo and a median home value of $118,500. The affordability rating is Unaffordable, with rent making up approximately 19.0% of median household income.
What is the median rent in Franklin County?
The median gross rent in Franklin County is $649/mo. This is 20% below state average for Iowa.
Is Franklin County affordable?
Franklin County is rated Unaffordable based on rent-to-income ratio of 19.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Franklin County's rent compare to the state average?
Franklin County's median rent of $649/mo is 20% below state average of $812/mo for Iowa.
What is the median home value in Franklin County?
The median home value in Franklin County, Iowa is $118,500. This is 58% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.