Cost of Living in Bremer County, Iowa

$844/mo
Median Monthly Rent
$207,200
Median Home Value

At a Glance

Median Monthly Rent
$844/mo
4% above state average
Median Home Value
$207,200
26% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Bremer County Compares

Median monthly rent comparison

Bremer County$844/mo
Iowa Average$812/mo
National Median$1,163/mo

Detailed Housing Stats

$844/mo
Median Gross Rent
$207,200
Median Home Value
$1,037/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Bremer County ranks #715 of 3,144 counties for affordability (top 23%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Bremer County, Iowa

Bremer rents beat the national average

At 12.2%, Bremer County's rent-to-income ratio sits comfortably below the national benchmark and well ahead of Iowa's 14.1% average. Renters here spend significantly less of their paycheck on housing than typical American households, making it one of the more affordable rental markets in the region.

Top-tier affordability in Iowa

Bremer County ranks among Iowa's most affordable counties for renters, with a 12.2% rent-to-income ratio that beats the state average by nearly 2 percentage points. The county's median household income of $83,343 provides strong cushion against housing costs.

Bremer's sweet spot in Northeast Iowa

Neighboring Buchanan County ($802 rent) and Cedar County ($860 rent) offer comparable options, but Bremer's $844 monthly rent paired with the highest median income ($83,343) in this cluster makes it the most forgiving for renters. Just to the west, Calhoun County ($690 rent) undercuts Bremer on housing costs but with $17,000 less in annual income.

Income cushion protects renters here

Renters spend just $844 monthly while homeowners pay $1,037, but Bremer's $83,343 median household income means housing costs consume a manageable slice of earnings. Only 12.2% of income goes to rent—among the lowest percentages statewide.

Consider Bremer if affordability matters

If you're relocating to Iowa, Bremer County offers rare combination: strong wages ($83,343), moderate rents ($844), and the flexibility to buy or rent without financial strain. The county's 12.2% rent-to-income ratio gives you options other regions can't match.

Cost of Living Advisory: Bremer County

Affordability Verdict

Bremer County offers affordable rental housing at a median of $844/month — about 12.2% of the typical household income here.

Rent vs. Own

At $844/month rent versus $1,037/month in owner costs, renting is roughly $193/month cheaper — a 19% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $33,760/year. For owner costs at the 28% rule, the required income is roughly $44,443/year. With a median household income of $83,343, most households can comfortably afford rent here. Notably, 23.0% of renter households in Bremer County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Iowa, Bremer County is more affordable than Wright County by roughly 7% ($844/mo vs $788/mo).

Affordability Calculator

See how your income compares to housing costs in Bremer County

$

Rent Burden

12.2%

of gross income

Max Housing (28% Rule)

$1,945

per month

Owner Cost Burden

14.9%

of gross income

You can likely afford the median home in Bremer County

Median home value is $207,200. Estimated monthly cost: $1,654 vs. your max of $1,945.

Rent Affordability Guide

Your rent-to-income ratio12.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $83,343Needed: $33,760
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $83,343Needed: $44,443
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $83,343Needed: $48,221

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Bremer County, Iowa?
Bremer County, Iowa has a median monthly rent of $844/mo and a median home value of $207,200. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Bremer County?
The median gross rent in Bremer County is $844/mo. This is 4% above state average for Iowa.
Is Bremer County affordable?
Bremer County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Bremer County's rent compare to the state average?
Bremer County's median rent of $844/mo is 4% above state average of $812/mo for Iowa.
What is the median home value in Bremer County?
The median home value in Bremer County, Iowa is $207,200. This is 26% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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