Cost of Living in Boone County, Iowa

$826/mo
Median Monthly Rent
$191,200
Median Home Value
2% above state averageUnaffordable

At a Glance

Median Monthly Rent
$826/mo
2% above state average
Median Home Value
$191,200
32% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Boone County Compares

Median monthly rent comparison

Boone County$826/mo
Iowa Average$812/mo
National Median$1,163/mo

Detailed Housing Stats

$826/mo
Median Gross Rent
$191,200
Median Home Value
$1,128/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Boone County, Iowa

Boone balances income and housing well

Boone County renters spend just 12.4% of income on housing, below both Iowa's 14.1% average and the national sustainability threshold. With median income at $79,741—above the national average of $74,755—the county delivers genuine housing security.

Among Iowa's most affordable counties

Boone County's 12.4% rent-to-income ratio ranks near the very top of Iowa's affordability spectrum. The $826 median rent, paired with strong median income, creates one of the state's best housing bargains.

Boone competes with Benton for value

Boone County's $79,741 median income trails Benton's $84,742 but far exceeds most rural peers like Adair ($66,176) and Appanoose ($51,146). The $826 rent sits in the mid-range, making Boone's income-to-cost ratio one of the cluster's strongest.

Strong income supports quality housing

Boone renters earning $79,741 spend $826 monthly on housing (12.4% of income) while homeowners commit $1,128. Homeownership costs run high (reflecting a $191,200 median home value), but strong income sustains both renting and buying comfortably.

Boone: prosperity meets affordability

If you're relocating within Iowa and want above-average income potential with below-average housing strain, Boone County delivers. Your housing costs stay modest while the county's economic strength signals job stability and community investment.

Affordability Calculator

See how your income compares to housing costs in Boone County

$

Rent Burden

12.4%

of gross income

Max Housing (28% Rule)

$1,861

per month

Owner Cost Burden

17.0%

of gross income

You can likely afford the median home in Boone County

Median home value is $191,200. Estimated monthly cost: $1,526 vs. your max of $1,861.

Rent Affordability Guide

Your rent-to-income ratio12.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Boone County, Iowa?
Boone County, Iowa has a median monthly rent of $826/mo and a median home value of $191,200. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Boone County?
The median gross rent in Boone County is $826/mo. This is 2% above state average for Iowa.
Is Boone County affordable?
Boone County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Boone County's rent compare to the state average?
Boone County's median rent of $826/mo is 2% above state average of $812/mo for Iowa.
What is the median home value in Boone County?
The median home value in Boone County, Iowa is $191,200. This is 32% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.