Cost of Living in Independence County, Arkansas

$814/mo
Median Monthly Rent
$120,500
Median Home Value
7% above state averageUnaffordable

At a Glance

Median Monthly Rent
$814/mo
7% above state average
Median Home Value
$120,500
57% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Independence County Compares

Median monthly rent comparison

Independence County$814/mo
Arkansas Average$760/mo
National Median$1,163/mo

Detailed Housing Stats

$814/mo
Median Gross Rent
$120,500
Median Home Value
$704/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Independence County, Arkansas

Independence County housing costs track below national average

At 17.4%, Independence County's rent-to-income ratio sits comfortably below the national threshold, positioning renters here in a more favorable situation than typical U.S. households. The median household income of $56,009 falls short of the national average of $74,755, yet median rent of $814 per month remains reasonable for the region.

Independence ranks among Arkansas's more affordable counties

With a rent-to-income ratio of 17.4%, Independence County outperforms the state average of 18.1%, placing it solidly in Arkansas's more affordable half. This edge reflects balanced rental markets and household incomes in the county.

Independence offers solid mid-range housing value

At $814 per month, Independence County's median rent sits in the moderate range of this central Arkansas cluster, below Garland ($942) and Greene ($852) but above Hot Spring ($763). Home values ($120,500) also remain moderate, appealing to families seeking reasonable pricing without extreme constraints.

Independence households enjoy balanced housing economics

Renters in Independence County dedicate 17.4% of their $56,009 median income—$814 per month—to housing, a sustainable burden leaving ample room for other expenses. Homeowners pay $704 monthly on properties valued at $120,500, with both groups enjoying reasonable relationships between income and shelter costs.

Independence County: balanced opportunity for all buyers

Independence County offers solid affordability for both renters and homebuyers seeking mid-range costs and reasonable housing burdens across the board. Use these benchmarks to evaluate how Independence stacks up against your current location and other Arkansas counties you're considering for relocation.

Affordability Calculator

See how your income compares to housing costs in Independence County

$

Rent Burden

17.4%

of gross income

Max Housing (28% Rule)

$1,307

per month

Owner Cost Burden

15.1%

of gross income

You can likely afford the median home in Independence County

Median home value is $120,500. Estimated monthly cost: $962 vs. your max of $1,307.

Rent Affordability Guide

Your rent-to-income ratio17.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Independence County, Arkansas?
Independence County, Arkansas has a median monthly rent of $814/mo and a median home value of $120,500. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Independence County?
The median gross rent in Independence County is $814/mo. This is 7% above state average for Arkansas.
Is Independence County affordable?
Independence County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Independence County's rent compare to the state average?
Independence County's median rent of $814/mo is 7% above state average of $760/mo for Arkansas.
What is the median home value in Independence County?
The median home value in Independence County, Arkansas is $120,500. This is 57% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.