Cost of Living in Kosciusko County, Indiana

$995/mo
Median Monthly Rent
$200,300
Median Home Value
13% above state averageUnaffordable

At a Glance

Median Monthly Rent
$995/mo
13% above state average
Median Home Value
$200,300
29% below national
Rent-to-Income Ratio
27.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Kosciusko County Compares

Median monthly rent comparison

Kosciusko County$995/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$995/mo
Median Gross Rent
$200,300
Median Home Value
$955/mo
Monthly Owner Cost
27.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Kosciusko County, Indiana

Kosciusko balances earnings and housing costs

Renters allocate 16.1% of income to housing, slightly above the national norm, but Kosciusko's median household income of $73,922 is nearly equal to the national average of $74,755. Median rents of $995 are moderate for the region.

Middle-of-the-pack affordability in Indiana

Kosciusko's 16.1% rent-to-income ratio is slightly higher than Indiana's 15.6% average, though its $995 median rent sits firmly between state and county extremes. This positions Kosciusko as a balanced, middle-tier option statewide.

Moderate costs between affordable and expensive counties

Kosciusko's $995 rent falls between the cheaper Knox County ($782) and pricier Johnson County ($1,208), offering a middle ground for this region. Its 16.1% rent-to-income ratio is competitive with Johnson County despite lower incomes.

Stable housing-to-income allocation

Renters spend 16.1% of income on rent, while homeowners allocate roughly 15.5% to mortgages on a median home value of $200,300. Together, these housing costs consume about one-third of typical household budgets.

Kosciusko offers balanced regional options

If you seek middle-ground housing costs and incomes around $74K, Kosciusko delivers stability without extreme affordability pressures. Compare with Johnson County (higher earnings, higher rents) or Lawrence County (lower costs, lower incomes) based on your income expectations.

Affordability Calculator

See how your income compares to housing costs in Kosciusko County

$

Rent Burden

16.2%

of gross income

Max Housing (28% Rule)

$1,725

per month

Owner Cost Burden

15.5%

of gross income

You can likely afford the median home in Kosciusko County

Median home value is $200,300. Estimated monthly cost: $1,599 vs. your max of $1,725.

Rent Affordability Guide

Your rent-to-income ratio16.2%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Kosciusko County, Indiana?
Kosciusko County, Indiana has a median monthly rent of $995/mo and a median home value of $200,300. The affordability rating is Unaffordable, with rent making up approximately 27.0% of median household income.
What is the median rent in Kosciusko County?
The median gross rent in Kosciusko County is $995/mo. This is 13% above state average for Indiana.
Is Kosciusko County affordable?
Kosciusko County is rated Unaffordable based on rent-to-income ratio of 27.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Kosciusko County's rent compare to the state average?
Kosciusko County's median rent of $995/mo is 13% above state average of $883/mo for Indiana.
What is the median home value in Kosciusko County?
The median home value in Kosciusko County, Indiana is $200,300. This is 29% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.