Cost of Living in Kosciusko County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Kosciusko County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Kosciusko County ranks #1,590 of 3,144 counties for affordability (bottom 49%)
Data Story
About Cost of Living in Kosciusko County, Indiana
Kosciusko balances earnings and housing costs
Renters allocate 16.1% of income to housing, slightly above the national norm, but Kosciusko's median household income of $73,922 is nearly equal to the national average of $74,755. Median rents of $995 are moderate for the region.
Middle-of-the-pack affordability in Indiana
Kosciusko's 16.1% rent-to-income ratio is slightly higher than Indiana's 15.6% average, though its $995 median rent sits firmly between state and county extremes. This positions Kosciusko as a balanced, middle-tier option statewide.
Moderate costs between affordable and expensive counties
Kosciusko's $995 rent falls between the cheaper Knox County ($782) and pricier Johnson County ($1,208), offering a middle ground for this region. Its 16.1% rent-to-income ratio is competitive with Johnson County despite lower incomes.
Stable housing-to-income allocation
Renters spend 16.1% of income on rent, while homeowners allocate roughly 15.5% to mortgages on a median home value of $200,300. Together, these housing costs consume about one-third of typical household budgets.
Kosciusko offers balanced regional options
If you seek middle-ground housing costs and incomes around $74K, Kosciusko delivers stability without extreme affordability pressures. Compare with Johnson County (higher earnings, higher rents) or Lawrence County (lower costs, lower incomes) based on your income expectations.
Cost of Living Advisory: Kosciusko County
Affordability Verdict
For renters in Kosciusko County, the market is affordable. Expect to pay around $995/month in gross rent, with 27.0% of renter households considered cost-burdened.
Rent vs. Own
The median rent in Kosciusko County is $995/month, while owner costs run $955/month. Owning saves approximately $40/month.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $39,800/year. For owner costs at the 28% rule, the required income is roughly $40,929/year. With a median household income of $73,922, most households can comfortably afford rent here. Notably, 27.0% of renter households in Kosciusko County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Marshall County where rent averages $936/month, Kosciusko County is approximately 6% more expensive.
Affordability Calculator
See how your income compares to housing costs in Kosciusko County
Rent Burden
16.2%
of gross income
Max Housing (28% Rule)
$1,725
per month
Owner Cost Burden
15.5%
of gross income
You can likely afford the median home in Kosciusko County
Median home value is $200,300. Estimated monthly cost: $1,599 vs. your max of $1,725.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
What is the cost of living in Kosciusko County, Indiana?
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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