Cost of Living in Johnson County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Johnson County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Johnson County ranks #1,870 of 3,144 counties for affordability (bottom 41%)
Data Story
About Cost of Living in Johnson County, Indiana
Johnson County rents outpace the nation
Renters here spend 16.6% of income on housing, above the national rent-to-income ratio of roughly 15.5%. With a median household income of $87,227—well above the national median of $74,755—Johnson County residents earn more but also pay steeper rents of $1,208 per month.
Slightly less affordable than most Indiana counties
Johnson County's 16.6% rent-to-income ratio ranks it near the middle of Indiana affordability, slightly higher than the state average of 15.6%. While median rents here are $325 above the state average of $883, incomes are also proportionally higher.
Pricier rents in this regional cluster
Johnson County's $1,208 median rent significantly exceeds nearby Kosciusko County ($995) and LaGrange County ($816), reflecting stronger regional demand. However, its 16.6% rent-to-income ratio is competitive with Kosciusko County's 16.1%, thanks to Johnson's higher income levels.
Housing takes a steady slice of earnings
Johnson County residents allocate roughly 16.6% of income to rent or 16.9% to mortgage payments, totaling about one-third of income when combined. The median home value of $260,400 with monthly owner costs of $1,230 reflects a stable homeownership market.
Consider Johnson for higher earnings
If you're comparing counties, Johnson offers above-average income potential at $87,227 median household income, offsetting its higher housing costs. Weigh it against nearby LaGrange County ($83,741 income, lower rents) or Kosciusko County ($73,922 income, mid-range housing) to find your best fit.
Cost of Living Advisory: Johnson County
Affordability Verdict
For renters in Johnson County, the market is affordable. Expect to pay around $1,208/month in gross rent, with 26.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Johnson County pay $1,208/month on average, compared to $1,230/month for homeowners. This market favors renters by about 2%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $48,320/year. For owner costs at the 28% rule, the required income is roughly $52,714/year. With a median household income of $87,227, most households can comfortably afford rent here. Notably, 26.0% of renter households in Johnson County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Monroe County where rent averages $1,151/month, Johnson County is approximately 5% more expensive.
Affordability Calculator
See how your income compares to housing costs in Johnson County
Rent Burden
16.6%
of gross income
Max Housing (28% Rule)
$2,035
per month
Owner Cost Burden
16.9%
of gross income
The median home in Johnson County may be a stretch
Median home value is $260,400. Estimated monthly cost: $2,079 vs. your max of $2,035.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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