Cost of Living in Yuba County, California
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Yuba County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Yuba County ranks #2,712 of 3,144 counties for affordability (bottom 14%)
Data Story
About Cost of Living in Yuba County, California
Yuba beats national housing affordability
Yuba County renters dedicate just 19.8% of their income to housing, comfortably below the national benchmark of roughly 20%. With a median household income of $73,313—nearly matching the national average of $74,755—Yuba offers a genuinely balanced housing-to-income relationship rare in California.
California's affordable county stands out
Yuba's rent-to-income ratio of 19.8% ranks significantly below California's state average of 22.4%, positioning it among the state's most affordable counties. Its median rent of $1,209 undercuts the state average by $409 monthly, making it a relative bargain in an expensive state.
Yuba's clear affordability advantage
Renters in Yuba pay $548 less per month than those in neighboring Yolo County ($1,209 vs. $1,757), a 31% savings that compounds to over $6,500 annually. Homebuyers gain even more: Yuba's median home value of $380,000 costs $213,800 less than Yolo's $593,800.
Under 20% of income goes to housing
Yuba renters spend $1,209 monthly on housing costs, while homeowners face $1,651 in ownership expenses—together representing just 19.8% of the typical $73,313 household income. This leaves working families substantially more breathing room compared to higher-burden California counties.
Considering a California relocation?
Yuba County's 19.8% rent-to-income ratio makes it an compelling option for families prioritizing affordability without sacrificing California location. Compare your current housing costs against Yuba's rates: renters and buyers alike could reclaim hundreds monthly in expenses, while still accessing Sacramento's job market just 50 miles away.
Cost of Living Advisory: Yuba County
Affordability Verdict
Yuba County is affordable for renters, with a median gross rent of $1,209/month representing approximately 19.8% of median household income. The rent burden (GRAPI) stands at 31.0%.
Rent vs. Own
At $1,209/month rent versus $1,651/month in owner costs, renting is roughly $442/month cheaper — a 27% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $48,360/year. For owner costs at the 28% rule, the required income is roughly $70,757/year. With a median household income of $73,313, most households can comfortably afford rent here. Notably, 31.0% of renter households in Yuba County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Within California, Yuba County is less affordable than Shasta County by roughly 5% ($1,209/mo vs $1,267/mo).
Affordability Calculator
See how your income compares to housing costs in Yuba County
Rent Burden
19.8%
of gross income
Max Housing (28% Rule)
$1,711
per month
Owner Cost Burden
27.0%
of gross income
The median home in Yuba County may be a stretch
Median home value is $380,000. Estimated monthly cost: $3,034 vs. your max of $1,711.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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