CostBy County

Cost of Living in Gibson County, Indiana

$935/mo
Median Monthly Rent
$180,000
Median Home Value

At a Glance

Median Monthly Rent
$935/mo
3% above state average
Median Home Value
$180,000
46% below national
Census GRAPI
25.3%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Affordable
Median gross rent is under 30% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Gibson County Compares

Median monthly rent comparison

Gibson County$935/mo
Indiana Average$911/mo
National Median$1,413/mo

Detailed Housing Stats

$935/mo
Median Gross Rent
$180,000
Median Home Value
$881/mo
Monthly Owner Cost
25.3%
Census GRAPI

National Ranking

Affordability Rank

Gibson County ranks #1,856 of 3,142 counties for affordability (bottom 41%)

Most AffordableLeast Affordable

Sourced county brief

Gibson County Official GRAPI Estimated at 25.3 Percent

The official ACS B25071 Gross Rent as a Percentage of Household Income (GRAPI) in Gibson County was 25.3% for the 2020-2024 period. This figure is 1.6 percentage points below the Indiana unweighted county mean of 26.9%. Median gross rent in the county was $935 per month, which is above the state unweighted county mean of $911. Median renter-household income was estimated at $40,784. Regarding owner-occupied housing, the median home value was $180,000, and median selected monthly owner costs were $881. These values are below the state unweighted county means of $191,899 for home value and $951 for owner costs. All statistics originate from the U.S. Census Bureau American Community Survey. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Gibson County

Affordability Verdict

ACS B25071 estimates median gross rent at 25.3% of renter household income in Gibson County, which is below the 30% affordability benchmark. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $935 per month; median selected monthly owner costs are $881. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $37,400 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Indiana unweighted mean of county median rents is $911 per month. Gibson County's $935 median is 2.7% above that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Gibson County

$

Rent Burden

16.6%

of gross income

Max Housing (28% Rule)

$1,577

per month

Owner Cost Burden

15.6%

of gross income

You can likely afford the median home in Gibson County

Median home value is $180,000. Estimated monthly cost: $1,437 vs. your max of $1,577.

Rent Affordability Guide

Your entered rent as a share of entered income16.6%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,573Needed: $37,400
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,573Needed: $37,757
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $67,573Needed: $41,891

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Gibson County, Indiana?
Gibson County, Indiana has a median monthly rent of $935/mo and a median home value of $180,000. The affordability rating is Affordable, with median gross rent equal to approximately 25.3% of renter household income.
What is the median rent in Gibson County?
The median gross rent in Gibson County is $935/mo. This is 3% above state average for Indiana.
Is Gibson County affordable?
Gibson County is rated Affordable using the Census median gross-rent-as-a-percentage-of-income measure of 25.3%. Median gross rent is under 30% of renter household income.
How does Gibson County's rent compare to the state average?
Gibson County's median rent of $935/mo is 3% above state average of $911/mo for Indiana.
What is the median home value in Gibson County?
The median home value in Gibson County, Indiana is $180,000. This is 46% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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