Cost of Living in Clinton County, Indiana
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Clinton County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Clinton County ranks #911 of 3,144 counties for affordability (top 29%)
Data Story
About Cost of Living in Clinton County, Indiana
Clinton County's above-average pressure
Clinton County renters spend 17.2% of their $63,690 income on housing—above both the national average and Indiana's 15.6% state benchmark. This places Clinton County in the less affordable tier nationally, despite modest incomes that fall $11,065 short of the U.S. median.
Clinton ranks less affordable statewide
At 17.2%, Clinton County's rent-to-income ratio exceeds Indiana's average by 1.6 percentage points, positioning it among the state's less affordable counties. Monthly rents of $915 represent the second-highest in the immediate region, creating affordability pressure on local renters.
Clinton higher than most peers
Clinton County's $915 monthly rent ranks second only to Clark County ($1,058) and exceeds Cass ($778), Clay ($837), and Daviess ($837) by $78–$137 per month. This makes Clinton one of the pricier rental markets among neighboring counties.
Clinton's income-housing mismatch
Clinton residents with $63,690 median income face $915 in monthly rent or $881 in mortgage costs, each consuming roughly 17.2% and 16.6% of earnings. The median home value of $157,300 sits between lower-cost neighbors and pricier markets, creating mixed ownership affordability.
Clinton requires income consideration
Clinton County's 17.2% rent-to-income ratio makes it less ideal if housing affordability is your priority; neighboring Clay, Daviess, and Crawford counties offer better ratios. However, if employment prospects are strong locally, the slightly higher rents may be justified by economic opportunity.
Cost of Living Advisory: Clinton County
Affordability Verdict
Clinton County is affordable for renters, with a median gross rent of $915/month representing approximately 17.2% of median household income. The rent burden (GRAPI) stands at 25.0%.
Rent vs. Own
At $915/month rent versus $881/month in owner costs, owning is roughly $34/month cheaper — a 4% difference.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $36,600/year. For owner costs at the 28% rule, the required income is roughly $37,757/year. With a median household income of $63,690, most households can comfortably afford rent here. Notably, 25.0% of renter households in Clinton County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Compared to Fulton County where rent averages $861/month, Clinton County is approximately 6% more expensive.
Affordability Calculator
See how your income compares to housing costs in Clinton County
Rent Burden
17.2%
of gross income
Max Housing (28% Rule)
$1,486
per month
Owner Cost Burden
16.6%
of gross income
You can likely afford the median home in Clinton County
Median home value is $157,300. Estimated monthly cost: $1,256 vs. your max of $1,486.
Rent Affordability Guide
Income Needed Calculator
See how much you need to earn to comfortably afford housing
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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