Cost of Living in Noble County, Indiana

$776/mo
Median Monthly Rent
$183,400
Median Home Value

At a Glance

Median Monthly Rent
$776/mo
12% below state average
Median Home Value
$183,400
35% below national
Rent-to-Income Ratio
26.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Noble County Compares

Median monthly rent comparison

Noble County$776/mo
Indiana Average$883/mo
National Median$1,163/mo

Detailed Housing Stats

$776/mo
Median Gross Rent
$183,400
Median Home Value
$952/mo
Monthly Owner Cost
26.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Noble County ranks #1,044 of 3,144 counties for affordability (top 33%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Noble County, Indiana

Noble County rents are affordable.

At 13.1%, Noble County's rent-to-income ratio sits well below the national average, meaning renters here spend less of their paycheck on housing than typical Americans. The median rent of $776 per month is significantly lower than what you'd find in many parts of the country, making Noble County an attractive option for cost-conscious households.

Best affordability in Indiana.

Noble County ties for the lowest rent-to-income ratio in Indiana at 13.1%, beating the state average of 15.6% by a notable margin. This places Noble County among the most affordable counties in the state for renters, offering substantial relief compared to neighbors struggling with higher housing cost burdens.

Cheaper than nearby counties.

Noble County's $776 median rent undercuts Ohio County's $852 and Orange County's $838, making it the rental bargain of the region. With a median home value of $183,400, Noble County also offers reasonable entry prices for buyers compared to the regional competition.

Housing takes modest share here.

On a $70,908 median household income, the typical Noble County household dedicates 13.1% of earnings to rent ($776/month) or 16.1% to mortgage costs ($952/month). This leaves substantial room in family budgets for other necessities and savings, a luxury not available in higher-cost regions.

Ready to stretch your paycheck?

If housing affordability is your priority, Noble County delivers value without sacrificing quality of life. Compare these numbers to your current housing costs—you might find that moving here frees up hundreds of dollars monthly for your family's other goals.

Cost of Living Advisory: Noble County

Affordability Verdict

For renters in Noble County, the market is affordable. Expect to pay around $776/month in gross rent, with 26.0% of renter households considered cost-burdened.

Rent vs. Own

Renters in Noble County pay $776/month on average, compared to $952/month for homeowners. This market favors renters by about 18%.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,040/year. For owner costs at the 28% rule, the required income is roughly $40,800/year. With a median household income of $70,908, most households can comfortably afford rent here. Notably, 26.0% of renter households in Noble County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Within Indiana, Noble County is less affordable than Montgomery County by roughly 6% ($776/mo vs $827/mo).

Affordability Calculator

See how your income compares to housing costs in Noble County

$

Rent Burden

13.1%

of gross income

Max Housing (28% Rule)

$1,655

per month

Owner Cost Burden

16.1%

of gross income

You can likely afford the median home in Noble County

Median home value is $183,400. Estimated monthly cost: $1,464 vs. your max of $1,655.

Rent Affordability Guide

Your rent-to-income ratio13.1%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,908Needed: $31,040
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,908Needed: $40,800
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $70,908Needed: $42,682

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Noble County, Indiana?
Noble County, Indiana has a median monthly rent of $776/mo and a median home value of $183,400. The affordability rating is Unaffordable, with rent making up approximately 26.0% of median household income.
What is the median rent in Noble County?
The median gross rent in Noble County is $776/mo. This is 12% below state average for Indiana.
Is Noble County affordable?
Noble County is rated Unaffordable based on rent-to-income ratio of 26.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Noble County's rent compare to the state average?
Noble County's median rent of $776/mo is 12% below state average of $883/mo for Indiana.
What is the median home value in Noble County?
The median home value in Noble County, Indiana is $183,400. This is 35% below the national median home value of $281,900.

Counties with Similar Housing Costs

Sponsored

Planning a Move?

Researching the cost of living in Noble County, Indiana? Compare moving quotes from top providers and save on your relocation.

Compare Moving Quotes
Sponsored

Compare Mortgage Rates in Noble County

Whether you're buying your first home or refinancing, compare rates from top lenders to find the best deal.

See Today's Rates
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

CostByCounty participates in affiliate programs. We may earn a commission when you use our links, at no extra cost to you.