Cost of Living in Nance County, Nebraska

$776/mo
Median Monthly Rent
$122,800
Median Home Value

At a Glance

Median Monthly Rent
$776/mo
1% below state average
Median Home Value
$122,800
56% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Nance County Compares

Median monthly rent comparison

Nance County$776/mo
Nebraska Average$783/mo
National Median$1,163/mo

Detailed Housing Stats

$776/mo
Median Gross Rent
$122,800
Median Home Value
$745/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

National Ranking

Affordability Rank

Nance County ranks #358 of 3,144 counties for affordability (top 11%)

Most AffordableLeast Affordable

Data Story

About Cost of Living in Nance County, Nebraska

Nance County matches Nebraska's typical housing burden

Nance County's 14.2% rent-to-income ratio precisely mirrors the Nebraska state average, indicating squarely middle-of-the-road affordability for its residents. The $776 monthly rent is typical for rural Nebraska, paired with a $65,438 median household income that edges below the national average of $74,755.

Nance sits exactly at Nebraska's affordability midline

At 14.2%, Nance County matches the state average rent-to-income ratio, making it a representative Nebraska county for housing affordability. This alignment suggests Nance experiences neither unusual advantage nor disadvantage compared to most peer communities.

Nance rents track with central Nebraska peers

Nance County's $776 rent is slightly pricier than Logan ($725) and McPherson ($653) but cheaper than Merrick ($772) and Madison ($851). The county occupies a stable middle position in the regional housing-cost spectrum, neither standout nor outlier.

Housing costs consume exactly state-average income share

Renters pay $776 monthly while homeowners pay $745, both consuming modest portions of the $65,438 median household income. At 14.2% of income devoted to rent, Nance County residents experience the typical housing-cost burden felt across Nebraska.

Nance provides stable, unremarkable affordability

Nance County presents a default Nebraska option—not dramatically cheaper or more expensive than peers, with $122,800 median home values reflecting the regional norm. Compare Nance's middle-of-the-road costs and incomes to more affordable neighbors like McPherson or pricier options like Madison to determine your best fit.

Cost of Living Advisory: Nance County

Affordability Verdict

Housing in Nance County is affordable. The median rent is $776/month against a median household income of $65,438, putting rent at 14.2% of income.

Rent vs. Own

At $776/month rent versus $745/month in owner costs, owning is roughly $31/month cheaper — a 4% difference.

Income Needed

To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $31,040/year. For owner costs at the 28% rule, the required income is roughly $31,929/year. With a median household income of $65,438, most households can comfortably afford rent here. Notably, 23.0% of renter households in Nance County are cost-burdened, spending more than 30% of income on housing.

Regional Context

Nance County sits 6% less expensive than Deuel County ($827/month) in terms of median gross rent.

Affordability Calculator

See how your income compares to housing costs in Nance County

$

Rent Burden

14.2%

of gross income

Max Housing (28% Rule)

$1,527

per month

Owner Cost Burden

13.7%

of gross income

You can likely afford the median home in Nance County

Median home value is $122,800. Estimated monthly cost: $980 vs. your max of $1,527.

Rent Affordability Guide

Your rent-to-income ratio14.2%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,438Needed: $31,040
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,438Needed: $31,929
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $65,438Needed: $28,579

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Nance County, Nebraska?
Nance County, Nebraska has a median monthly rent of $776/mo and a median home value of $122,800. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Nance County?
The median gross rent in Nance County is $776/mo. This is 1% below state average for Nebraska.
Is Nance County affordable?
Nance County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Nance County's rent compare to the state average?
Nance County's median rent of $776/mo is 1% below state average of $783/mo for Nebraska.
What is the median home value in Nance County?
The median home value in Nance County, Nebraska is $122,800. This is 56% below the national median home value of $281,900.

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By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.

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