CostBy County

Cost of Living in Saline County, Illinois

$726/mo
Median Monthly Rent
$94,300
Median Home Value

At a Glance

Median Monthly Rent
$726/mo
16% below state average
Median Home Value
$94,300
72% below national
Census GRAPI
30.5%
Median gross rent as % of renter income

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Stretched
Median gross rent is 30–50% of renter household income

These figures are county medians, not a personal budget. Use them to frame rent, ownership, and income tradeoffs, then account for household size, commute, financing, insurance, taxes, debt, and local availability before making a decision.

How Saline County Compares

Median monthly rent comparison

Saline County$726/mo
Illinois Average$867/mo
National Median$1,413/mo

Detailed Housing Stats

$726/mo
Median Gross Rent
$94,300
Median Home Value
$711/mo
Monthly Owner Cost
30.5%
Census GRAPI

National Ranking

Affordability Rank

Saline County ranks #631 of 3,142 counties for affordability (top 20%)

Most AffordableLeast Affordable

Sourced county brief

Saline County Official GRAPI Estimated at 30.5 Percent

The official Gross Rent as a Percentage of Household Income (GRAPI) in Saline County was estimated at 30.5%. This is 4.4 percentage points higher than the Illinois unweighted county mean official GRAPI of 26.1%. Median gross rent in the area was $726 per month, which is below the state unweighted county mean of $867. The median home value for owner-occupied units was $94,300, compared to a state unweighted county mean of $153,020. Median selected monthly owner costs were $711, below the state unweighted county mean of $960. Median income for renter households was $26,548. These figures represent the cost landscape for both owners and renters during the 2020-2024 ACS 5-year period without accounting for market trends or future changes. See ACS table B25071 for the underlying estimate.

Cost of Living Advisory: Saline County

Affordability Verdict

ACS B25071 estimates median gross rent at 30.5% of renter household income in Saline County, which is between the 30% and 50% rent-burden benchmarks. This is a median percentage among renter-occupied units, not the share of households above a threshold.

Rent vs. Own

Median gross rent is $726 per month; median selected monthly owner costs are $711. These ACS medians describe different tenure groups and are not a personalized rent-versus-buy calculation.

Income Needed

Using the common 30% budgeting benchmark, $29,040 in annual gross income would allocate 30% to the county's median gross rent. This is a reproducible illustration, not evidence that a particular household can afford housing.

Regional Context

The Illinois unweighted mean of county median rents is $867 per month. Saline County's $726 median is 16.3% below that comparison value.

Data version acs5-2020-2024 · Method cost-advisory-v2

Affordability Calculator

See how your income compares to housing costs in Saline County

$

Rent Burden

16.4%

of gross income

Max Housing (28% Rule)

$1,239

per month

Owner Cost Burden

16.1%

of gross income

You can likely afford the median home in Saline County

Median home value is $94,300. Estimated monthly cost: $753 vs. your max of $1,239.

Rent Affordability Guide

Your entered rent as a share of entered income16.4%
Recommended max30.0%

Income Needed Calculator

See how much you need to earn to comfortably afford housing

$
Rent Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $53,117Needed: $29,040
Owner Cost Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $53,117Needed: $30,471
Mortgage Affordability

$0/yr

Needed to stay within recommended threshold

Median income:$0/yr
Can you afford it? Yes
Your income: $53,117Needed: $21,946

Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.

Frequently Asked Questions

What is the cost of living in Saline County, Illinois?
Saline County, Illinois has a median monthly rent of $726/mo and a median home value of $94,300. The affordability rating is Stretched, with median gross rent equal to approximately 30.5% of renter household income.
What is the median rent in Saline County?
The median gross rent in Saline County is $726/mo. This is 16% below state average for Illinois.
Is Saline County affordable?
Saline County is rated Stretched using the Census median gross-rent-as-a-percentage-of-income measure of 30.5%. Median gross rent is 30–50% of renter household income.
How does Saline County's rent compare to the state average?
Saline County's median rent of $726/mo is 16% below state average of $867/mo for Illinois.
What is the median home value in Saline County?
The median home value in Saline County, Illinois is $94,300. This is 72% below the national median home value of $332,700.

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Published by the CostByCounty Editorial Team. See our methodology and corrections policy.Data build reviewed 2026-07-09; first published 2026-03-10.

Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2020-2024). Data is informational only and is not personalized financial advice.

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