Cost of Living in Lafayette County, Arkansas

$711/mo
Median Monthly Rent
$74,600
Median Home Value
6% below state averageUnaffordable

At a Glance

Median Monthly Rent
$711/mo
6% below state average
Median Home Value
$74,600
74% below national
Rent-to-Income Ratio
28.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Lafayette County Compares

Median monthly rent comparison

Lafayette County$711/mo
Arkansas Average$760/mo
National Median$1,163/mo

Detailed Housing Stats

$711/mo
Median Gross Rent
$74,600
Median Home Value
$503/mo
Monthly Owner Cost
28.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Lafayette County, Arkansas

Lafayette faces steepest affordability crisis

Lafayette County's rent-to-income ratio of 22.9% ranks as the highest burden among these eight counties and well above national standards. With median income of just $37,237—only 50% of the national median—residents struggle most acutely with housing costs relative to earnings.

Arkansas's most stretched county

At 22.9%, Lafayette County's rent-to-income ratio dramatically exceeds Arkansas's 18.1% state average by 4.8 percentage points, representing the steepest burden in this analysis. Median income of $37,237 ranks among the lowest regionally, amplifying affordability challenges despite moderate rents of $711.

Low income drives affordability squeeze

Although Lafayette County's rent of $711 aligns with neighboring counties, its $37,237 median income is substantially lower than peers, pushing the affordability burden significantly higher. Home values of $74,600 offer the cheapest entry point for homebuyers, but can't offset income constraints for renters.

Housing overwhelms Lafayette budgets

Lafayette residents with $37,237 median income allocate 22.9% to rent ($711/month) and 16.2% to mortgage costs, consuming 39.1% of income for housing. This leaves minimal room for food, utilities, transportation, and any financial cushion.

Lafayette demands careful financial planning

Relocating to Lafayette County requires incoming income well above the county median to avoid severe housing burden; the area suits those with secure, above-average earnings. First-time homebuyers find value in sub-$75K home prices, but renters face the region's toughest affordability squeeze.

Affordability Calculator

See how your income compares to housing costs in Lafayette County

$

Rent Burden

22.9%

of gross income

Max Housing (28% Rule)

$869

per month

Owner Cost Burden

16.2%

of gross income

You can likely afford the median home in Lafayette County

Median home value is $74,600. Estimated monthly cost: $596 vs. your max of $869.

Rent Affordability Guide

Your rent-to-income ratio22.9%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Lafayette County, Arkansas?
Lafayette County, Arkansas has a median monthly rent of $711/mo and a median home value of $74,600. The affordability rating is Unaffordable, with rent making up approximately 28.0% of median household income.
What is the median rent in Lafayette County?
The median gross rent in Lafayette County is $711/mo. This is 6% below state average for Arkansas.
Is Lafayette County affordable?
Lafayette County is rated Unaffordable based on rent-to-income ratio of 28.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Lafayette County's rent compare to the state average?
Lafayette County's median rent of $711/mo is 6% below state average of $760/mo for Arkansas.
What is the median home value in Lafayette County?
The median home value in Lafayette County, Arkansas is $74,600. This is 74% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.