Cost of Living in Payette County, Idaho

$874/mo

Median Monthly Rent

$310,700

Median Home Value

5% below state averageUnaffordable

At a Glance

Median Monthly Rent

$874/mo

5% below state average

Median Home Value

$310,700

10% above national

Rent-to-Income Ratio

24.0%

% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating

Unaffordable

Rent over 50% of income

How Payette County Compares

Median monthly rent comparison

Payette County$874/mo

Idaho Average$919/mo

National Median$1,163/mo

Detailed Housing Stats

$874/mo

Median Gross Rent

$310,700

Median Home Value

$1,087/mo

Monthly Owner Cost

24.0%

Rent-to-Income Ratio

Data Story

About Cost of Living in Payette County, Idaho

Payette offers solid national affordability

Payette County's 16.0% rent-to-income ratio beats the national standard, with renters spending $874 monthly against a median household income of $65,723. This favorable ratio means Payette households spend significantly less of their income on rent than many American peers.

Slightly better than Idaho average

Payette County's 16.0% rent-to-income ratio modestly outperforms Idaho's state average of 16.8%, with rents of $874 running $45 below the state median. This balanced position reflects Payette's appeal as an affordable yet reasonably accessible Idaho county.

Moderate rents, premium home values

Payette's $874 rent sits between the regional lows (Owyhee at $771) and highs (Oneida at $1,009), offering middle-ground affordability. Yet median home values of $310,700 rank among the region's priciest, requiring stronger down payment capacity from buyers.

Renter-friendly, buyer-challenging

Renters spend $874 monthly while homeowners pay $1,087, with median home values at $310,700. The 16.0% rent-to-income ratio favors renters, but the $1,087 monthly owner cost reflects elevated home prices relative to the $65,723 median income.

Payette suits flexible renters

Payette County offers good affordability for renters seeking stable costs and reasonable income flexibility. If you're considering homeownership, budget carefully—median home values demand substantial income or down payment reserves to remain comfortable.

Affordability Calculator

See how your income compares to housing costs in Payette County

Your Annual Household Income

Rent Burden

16.0%

of gross income

Max Housing (28% Rule)

$1,534

per month

Owner Cost Burden

19.8%

of gross income

The median home in Payette County may be a stretch

Median home value is $310,700. Estimated monthly cost: $2,480 vs. your max of $1,534.

Rent Affordability Guide

Your rent-to-income ratio16.0%

Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Payette County, Idaho?

Payette County, Idaho has a median monthly rent of $874/mo and a median home value of $310,700. The affordability rating is Unaffordable, with rent making up approximately 24.0% of median household income.

What is the median rent in Payette County?

The median gross rent in Payette County is $874/mo. This is 5% below state average for Idaho.

Is Payette County affordable?

Payette County is rated Unaffordable based on rent-to-income ratio of 24.0%. Spending over 50% of income on rent is generally considered unaffordable.

How does Payette County's rent compare to the state average?

Payette County's median rent of $874/mo is 5% below state average of $919/mo for Idaho.

What is the median home value in Payette County?

The median home value in Payette County, Idaho is $310,700. This is 10% above the national median home value of $281,900.