Cost of Living in Larue County, Kentucky

$816/mo
Median Monthly Rent
$177,500
Median Home Value
6% above state averageUnaffordable

At a Glance

Median Monthly Rent
$816/mo
6% above state average
Median Home Value
$177,500
37% below national
Rent-to-Income Ratio
23.0%
% of income spent on rent

Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)

Affordability Rating
Unaffordable
Rent over 50% of income

How Larue County Compares

Median monthly rent comparison

Larue County$816/mo
Kentucky Average$771/mo
National Median$1,163/mo

Detailed Housing Stats

$816/mo
Median Gross Rent
$177,500
Median Home Value
$918/mo
Monthly Owner Cost
23.0%
Rent-to-Income Ratio

Data Story

About Cost of Living in Larue County, Kentucky

Larue excels in regional affordability

Larue County renters spend just 14.4% of income on rent, the lowest ratio in this analysis and well below Kentucky's 17.0% state average. With a median household income of $67,770 and moderate $816 monthly rents, the county delivers genuine housing affordability for working families.

Top-tier Kentucky affordability

Larue County's 14.4% rent-to-income ratio ranks among Kentucky's best, outperforming the state average by 2.6 percentage points. The county's balance of reasonable rents and solid local incomes creates one of the state's most favorable housing markets.

Sweet spot for central Kentucky

Larue County's $816 median rent and $67,770 median income position it as a more affordable alternative to nearby Jessamine County while remaining within reasonable commuting distance of Louisville. The median home value of $177,500 reflects a stable, attractive market.

Room to breathe in the budget

Renters allocate just 14.4% of their $67,770 income to $816 monthly rent, leaving ample resources for savings and other expenses. Homeowners spend $918 monthly (16.2% of income) on median homes valued at $177,500, making both housing pathways financially sustainable.

Underrated gem for relocators

Larue County offers the rare combination of low rent-to-income ratios and genuine economic viability, ideal for workers seeking Louisville proximity without urban costs. If affordability is your priority, compare Larue's 14.4% ratio to your current burden—you might discover Kentucky's best-kept housing secret.

Affordability Calculator

See how your income compares to housing costs in Larue County

$

Rent Burden

14.4%

of gross income

Max Housing (28% Rule)

$1,581

per month

Owner Cost Burden

16.3%

of gross income

You can likely afford the median home in Larue County

Median home value is $177,500. Estimated monthly cost: $1,417 vs. your max of $1,581.

Rent Affordability Guide

Your rent-to-income ratio14.4%
Recommended max30.0%

Frequently Asked Questions

What is the cost of living in Larue County, Kentucky?
Larue County, Kentucky has a median monthly rent of $816/mo and a median home value of $177,500. The affordability rating is Unaffordable, with rent making up approximately 23.0% of median household income.
What is the median rent in Larue County?
The median gross rent in Larue County is $816/mo. This is 6% above state average for Kentucky.
Is Larue County affordable?
Larue County is rated Unaffordable based on rent-to-income ratio of 23.0%. Spending over 50% of income on rent is generally considered unaffordable.
How does Larue County's rent compare to the state average?
Larue County's median rent of $816/mo is 6% above state average of $771/mo for Kentucky.
What is the median home value in Larue County?
The median home value in Larue County, Kentucky is $177,500. This is 37% below the national median home value of $281,900.
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Data: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.