Cost of Living in Larue County, Kentucky
At a Glance
Rent burden measured as median gross rent as a percentage of renter household income (Census ACS B25071)
How Larue County Compares
Median monthly rent comparison
Detailed Housing Stats
National Ranking
Affordability Rank
Larue County ranks #463 of 3,144 counties for affordability (top 15%)
Data Story
About Cost of Living in Larue County, Kentucky
Larue excels in regional affordability
Larue County renters spend just 14.4% of income on rent, the lowest ratio in this analysis and well below Kentucky's 17.0% state average. With a median household income of $67,770 and moderate $816 monthly rents, the county delivers genuine housing affordability for working families.
Top-tier Kentucky affordability
Larue County's 14.4% rent-to-income ratio ranks among Kentucky's best, outperforming the state average by 2.6 percentage points. The county's balance of reasonable rents and solid local incomes creates one of the state's most favorable housing markets.
Sweet spot for central Kentucky
Larue County's $816 median rent and $67,770 median income position it as a more affordable alternative to nearby Jessamine County while remaining within reasonable commuting distance of Louisville. The median home value of $177,500 reflects a stable, attractive market.
Room to breathe in the budget
Renters allocate just 14.4% of their $67,770 income to $816 monthly rent, leaving ample resources for savings and other expenses. Homeowners spend $918 monthly (16.2% of income) on median homes valued at $177,500, making both housing pathways financially sustainable.
Underrated gem for relocators
Larue County offers the rare combination of low rent-to-income ratios and genuine economic viability, ideal for workers seeking Louisville proximity without urban costs. If affordability is your priority, compare Larue's 14.4% ratio to your current burden—you might discover Kentucky's best-kept housing secret.
Cost of Living Advisory: Larue County
Affordability Verdict
For renters in Larue County, the market is affordable. Expect to pay around $816/month in gross rent, with 23.0% of renter households considered cost-burdened.
Rent vs. Own
Renters in Larue County pay $816/month on average, compared to $918/month for homeowners. This market favors renters by about 11%.
Income Needed
To afford the median rent without exceeding 30% of gross income, a household needs to earn approximately $32,640/year. For owner costs at the 28% rule, the required income is roughly $39,343/year. With a median household income of $67,770, most households can comfortably afford rent here. Notably, 23.0% of renter households in Larue County are cost-burdened, spending more than 30% of income on housing.
Regional Context
Larue County sits 6% less expensive than Anderson County ($870/month) in terms of median gross rent.
Affordability Calculator
See how your income compares to housing costs in Larue County
Rent Burden
14.4%
of gross income
Max Housing (28% Rule)
$1,581
per month
Owner Cost Burden
16.3%
of gross income
You can likely afford the median home in Larue County
Median home value is $177,500. Estimated monthly cost: $1,417 vs. your max of $1,581.
Rent Affordability Guide
Income Needed Calculator
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Based on the 30% rule for rent and 28% rule for housing costs (mortgage + owner costs). Mortgage estimate assumes 20% down, 7.2% interest, 30-year fixed.
Frequently Asked Questions
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See Today's RatesData: U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2019-2023) — Informational only. Not financial or legal advice.
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